Abu Dhabi National Insurance Company PJSC (ADX:ADNIC)

ADX:ADNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	4,001	3,477	3,403	3,534	3,819	2,907
Market Cap Growth	15.08%	2.18%	-3.71%	-7.46%	31.37%	70.00%
Enterprise Value	3,972	3,424	2,502	2,970	3,273	2,318
PE Ratio	8.71	8.34	8.48	9.88	9.51	7.84
PS Ratio	0.40	0.28	0.49	0.56	2.12	1.74
PB Ratio	1.11	0.99	1.17	1.30	1.35	1.16
P/FCF Ratio	91.36	146.36	12.00	11.18	7.29	16.70
P/OCF Ratio	65.04	80.01	11.36	10.54	6.94	15.20
EV/Sales Ratio	0.40	0.28	0.36	0.47	1.82	1.39
EV/EBITDA Ratio	7.45	7.15	5.90	8.03	7.51	5.70
EV/EBIT Ratio	7.83	7.53	6.20	8.49	7.82	5.94
EV/FCF Ratio	90.69	144.14	8.83	9.40	6.25	13.32
Debt / Equity Ratio	-	-	-	0.02	0.02	-
Debt / EBITDA Ratio	-	-	-	0.12	0.13	-
Debt / FCF Ratio	-	-	-	0.14	0.11	-
Quick Ratio	3.94	2.29	10.07	5.10	0.40	0.37
Current Ratio	24.10	15.90	29.54	12.68	0.90	0.90
Asset Turnover	0.88	1.26	0.98	0.85	0.21	0.21
Return on Equity (ROE)	13.33%	13.03%	14.21%	12.86%	15.05%	15.45%
Return on Assets (ROA)	2.80%	2.91%	3.57%	2.92%	3.09%	3.00%
Return on Capital (ROIC)	9.05%	8.83%	8.86%	7.73%	9.70%	10.15%
Earnings Yield	11.48%	11.99%	11.79%	10.12%	10.52%	12.76%
FCF Yield	1.09%	0.68%	8.33%	8.94%	13.71%	5.99%
Dividend Yield	6.42%	7.93%	8.69%	7.96%	7.79%	9.61%
Payout Ratio	55.86%	61.54%	56.84%	63.76%	49.65%	38.96%
Total Shareholder Return	6.42%	7.93%	8.69%	7.96%	7.79%	9.61%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.