Commercial Bank International P.S.C. (ADX:CBI)

ADX:CBI Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,542	1,565	1,106	2,524	3,046	997.01
Investment Securities	2,205	2,477	2,724	2,079	1,657	1,898
Trading Asset Securities	262.19	269.79	256.33	224.88	164.78	162.78
Total Investments	2,467	2,747	2,980	2,304	1,822	2,061
Gross Loans	15,319	15,451	14,072	13,971	12,901	11,257
Allowance for Loan Losses	-1,044	-970.62	-794.84	-644.45	-1,116	-878.67
Other Adjustments to Gross Loans	-64.19	-63.43	-8.79	-5.82	-6.95	-6.58
Net Loans	14,210	14,417	13,268	13,321	11,779	10,372
Property, Plant & Equipment	102.38	106.2	94.46	110.68	70.74	75.65
Other Intangible Assets	38.03	34.26	27.17	28.6	40.18	53.38
Investments in Real Estate	7.28	7.41	39.1	26.02	38.82	52.28
Accrued Interest Receivable	-	38.81	38.54	23.64	10.18	7.51
Other Receivables	1,378	-	-	-	4.64	6.05
Restricted Cash	683.5	510.14	325.65	219.58	354.74	205.48
Other Current Assets	148.39	1,287	852.8	2,398	3,608	2,933
Other Long-Term Assets	-	182.31	241.97	210.92	-	364.9
Total Assets	20,577	20,895	18,974	21,167	20,774	17,129
Accounts Payable	-	146.14	157.61	-	-	-
Accrued Expenses	-	52.05	47.71	43.67	36.84	38.57
Interest Bearing Deposits	14,020	12,947	10,651	10,402	10,451	8,508
Non-Interest Bearing Deposits	2,667	2,659	2,040	1,878	2,202	2,054
Total Deposits	16,688	15,605	12,691	12,280	12,653	10,562
Short-Term Borrowings	3.04	386.33	639.58	706.41	399.23	340.58
Current Portion of Leases	-	-	-	-	-	12.58
Current Income Taxes Payable	-	20.8	-	1.78	1.18	0.58
Accrued Interest Payable	-	184.11	113.02	88.17	41.36	68
Other Current Liabilities	-	441.95	417.08	2,081	3,171	2,376
Long-Term Debt	-	1,008	2,035	3,236	1,818	1,213
Long-Term Leases	-	-	-	23.94	30.01	16.89
Other Long-Term Liabilities	796.73	-	-	-	-	-
Total Liabilities	17,488	17,845	16,101	18,468	18,159	14,638
Common Stock	1,737	1,737	1,737	1,737	1,737	1,737
Retained Earnings	822.73	781.03	620.3	463.59	425.92	301.63
Comprehensive Income & Other	408.67	410.77	395.2	394.32	381.49	390.18
Total Common Equity	2,969	2,929	2,753	2,595	2,545	2,429
Minority Interest	120.73	120.73	120.06	103.34	70.1	61.33
Shareholders' Equity	3,090	3,050	2,873	2,699	2,615	2,491
Total Liabilities & Equity	20,577	20,895	18,974	21,167	20,774	17,129
Total Debt	3.04	1,394	2,674	3,966	2,248	1,583
Net Cash (Debt)	1,801	440.25	-1,312	-1,217	963.55	-23.7
Net Cash Growth	66.74%	-	-	-	-	-
Net Cash Per Share	1.04	0.25	-0.76	-0.70	0.55	-0.01
Filing Date Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Total Common Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Book Value Per Share	1.71	1.69	1.58	1.49	1.46	1.40
Tangible Book Value	2,931	2,895	2,726	2,567	2,505	2,376
Tangible Book Value Per Share	1.69	1.67	1.57	1.48	1.44	1.37

Updated Jan 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.