Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA)

ADX:DHAFRA Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	486	540	441	540	448	361
Market Cap Growth	10.20%	22.45%	-18.33%	20.54%	24.10%	9.39%
Enterprise Value	384	461	407	502	445	294
PE Ratio	12.08	14.07	10.68	23.52	11.60	6.59
PS Ratio	4.17	4.79	3.97	5.55	2.80	2.33
PB Ratio	0.95	1.08	0.95	1.22	0.97	0.93
P/FCF Ratio	11.46	12.31	87.93	22.24	35.67	39.79
P/OCF Ratio	11.20	12.07	80.68	21.90	34.24	38.39
EV/Sales Ratio	3.30	4.09	3.67	5.17	2.78	1.90
EV/EBITDA Ratio	8.21	10.48	8.53	23.14	11.23	5.27
EV/EBIT Ratio	8.52	10.58	8.62	23.91	11.46	5.34
EV/FCF Ratio	9.06	10.52	81.18	20.69	35.44	32.41
Debt / Equity Ratio	0.01	0.01	0.01	0.02	0.01	0.01
Debt / EBITDA Ratio	0.09	0.11	0.12	0.29	0.10	0.09
Debt / FCF Ratio	0.10	0.11	1.18	0.27	0.32	0.54
Quick Ratio	4.59	1.36	3.28	3.75	0.34	0.37
Current Ratio	13.99	5.69	12.68	10.69	0.93	0.90
Asset Turnover	0.09	0.08	0.10	0.09	0.15	0.16
Return on Equity (ROE)	8.34%	7.95%	9.11%	5.07%	9.07%	14.04%
Return on Assets (ROA)	2.07%	1.88%	2.55%	1.24%	2.32%	3.44%
Return on Capital (ROIC)	5.80%	5.58%	6.42%	2.86%	5.64%	8.67%
Earnings Yield	8.25%	7.11%	9.37%	4.25%	8.63%	15.18%
Earnings Yield	8.25%	7.11%	9.37%	4.25%	8.63%	15.18%
FCF Yield	8.73%	8.12%	1.14%	4.50%	2.80%	2.51%
Dividend Yield	7.20%	6.98%	9.29%	6.88%	10.22%	15.92%
Payout Ratio	87.26%	91.19%	72.63%	152.43%	103.52%	73.00%
Total Shareholder Return	7.75%	6.98%	9.29%	6.88%	10.22%	15.92%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.