Finance House P.J.S.C. (ADX:FH)
United Arab Emirates
· Delayed Price · Currency is AED 2.200
0.00 (0.00%)
At close: Aug 14, 2025, 2:44 PM GST
Finance House P.J.S.C. Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 166.61 | 281.38 | 229.05 | 206.2 | 205.95 | 241.5 | Upgrade
|
| Total Interest Expense | 97.29 | 98.56 | 82.97 | 54.56 | 42.62 | 55.98 | Upgrade
|
| Net Interest Income | 69.31 | 182.82 | 146.08 | 151.64 | 163.34 | 185.52 | Upgrade
|
| Commissions and Fees | 33.5 | 30.66 | 28.99 | 31.08 | 29.25 | 36.66 | Upgrade
|
| Other Revenue | 104.47 | -28.85 | -43.44 | -26.5 | 51.6 | 56.62 | Upgrade
|
| Revenue Before Loan Losses | 207.28 | 184.64 | 131.63 | 156.22 | 244.18 | 278.79 | Upgrade
|
| Provision for Loan Losses | 43.49 | 47.36 | 22.23 | 38.29 | 53.09 | 74.1 | Upgrade
|
| Revenue | 163.79 | 137.28 | 109.39 | 117.93 | 191.09 | 204.69 | Upgrade
|
| Revenue Growth (YoY) | 32.62% | 25.49% | -7.24% | -38.29% | -6.64% | -11.02% | Upgrade
|
| Salaries & Employee Benefits | 85.24 | 91.67 | 91 | 86.25 | 102.85 | 121.95 | Upgrade
|
| Cost of Services Provided | 53.32 | 50.12 | 54.37 | 54.87 | 74.51 | 67.94 | Upgrade
|
| Other Operating Expenses | -9.71 | -21.88 | -57.75 | -23.93 | -25.38 | -21.61 | Upgrade
|
| Total Operating Expenses | 140.22 | 130.32 | 94.19 | 124.99 | 165.43 | 183.49 | Upgrade
|
| Operating Income | 23.56 | 6.96 | 15.21 | -7.06 | 25.66 | 21.21 | Upgrade
|
| Earnings From Equity Investments | 1.45 | 1.3 | -0.4 | -4.27 | -2.91 | -0.31 | Upgrade
|
| EBT Excluding Unusual Items | 25.01 | 8.26 | 14.81 | -11.33 | 22.76 | 20.9 | Upgrade
|
| Pretax Income | 25.01 | 8.26 | 14.81 | -11.33 | 22.76 | 20.9 | Upgrade
|
| Income Tax Expense | 1.47 | 0.77 | - | - | - | - | Upgrade
|
| Earnings From Continuing Ops. | 23.55 | 7.49 | 14.81 | -11.33 | 22.76 | 20.9 | Upgrade
|
| Minority Interest in Earnings | 1.52 | 8.2 | 21.18 | 13.24 | -7.27 | -6.94 | Upgrade
|
| Net Income | 25.07 | 15.68 | 35.98 | 1.92 | 15.48 | 13.97 | Upgrade
|
| Preferred Dividends & Other Adjustments | 10.24 | 19.34 | 21.86 | 18.96 | 19.26 | 20.82 | Upgrade
|
| Net Income to Common | 14.84 | -3.66 | 14.12 | -17.04 | -3.78 | -6.85 | Upgrade
|
| Net Income Growth | 21.82% | -56.41% | 1778.08% | -87.63% | 10.88% | 2.74% | Upgrade
|
| Shares Outstanding (Basic) | 299 | 271 | 273 | 281 | 281 | 299 | Upgrade
|
| Shares Outstanding (Diluted) | 299 | 271 | 273 | 281 | 281 | 299 | Upgrade
|
| Shares Change (YoY) | 10.59% | -0.63% | -2.99% | -0.11% | -5.91% | - | Upgrade
|
| EPS (Basic) | 0.05 | -0.01 | 0.05 | -0.06 | -0.01 | -0.02 | Upgrade
|
| EPS (Diluted) | 0.05 | -0.01 | 0.05 | -0.06 | -0.01 | -0.02 | Upgrade
|
| Free Cash Flow | 381.56 | 71.27 | -375.93 | 307.41 | -56.21 | -276.42 | Upgrade
|
| Free Cash Flow Per Share | 1.27 | 0.26 | -1.38 | 1.09 | -0.20 | -0.93 | Upgrade
|
| Dividend Per Share | - | - | - | - | - | 0.010 | Upgrade
|
| Operating Margin | 14.39% | 5.07% | 13.90% | -5.99% | 13.43% | 10.36% | Upgrade
|
| Profit Margin | 9.06% | -2.66% | 12.91% | -14.45% | -1.98% | -3.35% | Upgrade
|
| Free Cash Flow Margin | 232.96% | 51.91% | -343.65% | 260.68% | -29.42% | -135.04% | Upgrade
|
| Effective Tax Rate | 5.86% | 9.31% | - | - | - | - | Upgrade
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Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.