Finance House P.J.S.C. Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	25.07	15.68	35.98	1.92	15.48	13.97	Upgrade
Depreciation & Amortization	14.16	13.2	7.36	9.15	13.45	15.21	Upgrade
Loss (Gain) From Sale of Investments	-34.76	-40.62	1.72	-3.44	-15.81	-6.42	Upgrade
Asset Writedown & Restructuring Costs	-	-	-2.12	-0.6	-	-	Upgrade
Provision for Credit Losses	43.49	47.36	22.23	38.29	53.09	74.1	Upgrade
Loss (Gain) on Equity Investments	-1.45	-1.3	0.4	4.27	2.91	0.31	Upgrade
Change in Accounts Payable	-2.69	-22.47	14.71	-94.5	56.53	-13.95	Upgrade
Change in Unearned Revenue	-	-	-	-	2.01	-15.52	Upgrade
Change in Other Net Operating Assets	312.4	96.64	-409.02	395.68	-184.21	-254.92	Upgrade
Other Operating Activities	14.78	-12.55	-25.25	-16.82	2.44	-16.77	Upgrade
Operating Cash Flow	391.54	77.56	-345.78	322.97	-37.65	-269.32	Upgrade
Capital Expenditures	-9.98	-6.29	-30.15	-15.56	-18.56	-7.09	Upgrade
Sale of Property, Plant & Equipment	-	-	11.79	-	4.43	-	Upgrade
Investment in Securities	25.41	-5.01	96.45	37.96	13.07	183.18	Upgrade
Other Investing Activities	-18.17	-	0	-	-	24.23	Upgrade
Investing Cash Flow	-2.74	-11.3	53.37	22.39	-1.07	200.32	Upgrade
Short-Term Debt Issued	-	-	-	-	393.75	298.16	Upgrade
Long-Term Debt Issued	-	230	150	54.25	100	-	Upgrade
Total Debt Issued	75	230	150	54.25	493.75	298.16	Upgrade
Short-Term Debt Repaid	-	-150	-275	-156.16	-250	-173.1	Upgrade
Long-Term Debt Repaid	-	-33.33	-33.33	-33.33	-25	-75	Upgrade
Total Debt Repaid	-81.67	-183.33	-308.33	-189.49	-275	-248.1	Upgrade
Net Debt Issued (Repaid)	-6.67	46.67	-158.33	-135.24	218.75	50.06	Upgrade
Repurchase of Common Stock	-3.58	-3.08	-4.76	-16.71	-33.47	-0.55	Upgrade
Common Dividends Paid	-18.25	-18.26	-18.26	-18.15	-24	-29.16	Upgrade
Other Financing Activities	-	-	-	-	-	-1.22	Upgrade
Financing Cash Flow	-28.49	25.33	-181.36	-170.1	161.28	19.13	Upgrade
Net Cash Flow	360.31	91.59	-473.77	175.26	122.56	-49.88	Upgrade
Free Cash Flow	381.56	71.27	-375.93	307.41	-56.21	-276.42	Upgrade
Free Cash Flow Margin	232.96%	51.91%	-343.65%	260.68%	-29.42%	-135.04%	Upgrade
Free Cash Flow Per Share	1.27	0.26	-1.38	1.09	-0.20	-0.93	Upgrade

Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.