HAYAH Insurance Company P.J.S.C. (ADX:HAYAH)
1.430
0.00 (0.00%)
At close: Dec 3, 2025
ADX:HAYAH Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 110.61 | 94.24 | 88.94 | 71.74 | 34.37 | 32.6 | Upgrade
|
| Total Interest & Dividend Income | 4.92 | 5.34 | 4.14 | 4.54 | 3.59 | 4.58 | Upgrade
|
| Gain (Loss) on Sale of Investments | 2.57 | 2.57 | 0.17 | -1.62 | 1.65 | -1.43 | Upgrade
|
| Other Revenue | - | - | - | - | 1.24 | 1.11 | Upgrade
|
| Total Revenue | 118.1 | 102.15 | 93.26 | 74.66 | 40.85 | 36.86 | Upgrade
|
| Revenue Growth (YoY) | 15.84% | 9.54% | 24.92% | 82.78% | 10.82% | -10.27% | Upgrade
|
| Policy Benefits | 102.29 | 88.53 | 96.44 | 65.03 | 23.19 | 17.21 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | - | 3.5 | 4.72 | Upgrade
|
| Selling, General & Administrative | 0.48 | 0.48 | 0.16 | - | 13.72 | 12.97 | Upgrade
|
| Provision for Bad Debts | - | - | - | - | -0.73 | -0.28 | Upgrade
|
| Other Operating Expenses | 17.12 | 8.35 | 2.36 | 2.2 | - | - | Upgrade
|
| Total Operating Expenses | 119.89 | 97.36 | 98.96 | 67.23 | 39.67 | 34.61 | Upgrade
|
| Operating Income | -1.79 | 4.8 | -5.7 | 7.43 | 1.18 | 2.25 | Upgrade
|
| EBT Excluding Unusual Items | -1.79 | 4.8 | -5.7 | 7.43 | 1.18 | 2.25 | Upgrade
|
| Pretax Income | -1.79 | 4.8 | -5.7 | 7.43 | 1.18 | 2.25 | Upgrade
|
| Income Tax Expense | 0.31 | 0.15 | - | - | - | - | Upgrade
|
| Net Income | -2.1 | 4.65 | -5.7 | 7.43 | 1.18 | 2.25 | Upgrade
|
| Net Income to Common | -2.1 | 4.65 | -5.7 | 7.43 | 1.18 | 2.25 | Upgrade
|
| Net Income Growth | - | - | - | 532.09% | -47.69% | 1286.42% | Upgrade
|
| Shares Outstanding (Basic) | 164 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Shares Outstanding (Diluted) | 164 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Shares Change (YoY) | -89.74% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | -0.01 | 0.02 | -0.03 | 0.04 | 0.01 | 0.01 | Upgrade
|
| EPS (Diluted) | -0.01 | 0.02 | -0.03 | 0.04 | 0.01 | 0.01 | Upgrade
|
| EPS Growth | - | - | - | 532.09% | -47.69% | 1286.42% | Upgrade
|
| Free Cash Flow | 17.19 | -11.27 | -23.58 | -15.38 | 7.69 | 0.08 | Upgrade
|
| Free Cash Flow Per Share | 0.10 | -0.06 | -0.12 | -0.08 | 0.04 | - | Upgrade
|
| Operating Margin | -1.51% | 4.69% | -6.11% | 9.95% | 2.88% | 6.09% | Upgrade
|
| Profit Margin | -1.77% | 4.55% | -6.11% | 9.95% | 2.88% | 6.09% | Upgrade
|
| Free Cash Flow Margin | 14.55% | -11.04% | -25.29% | -20.59% | 18.82% | 0.21% | Upgrade
|
| EBITDA | -0.92 | 5.31 | -5.25 | 7.67 | 1.22 | 2.27 | Upgrade
|
| EBITDA Margin | -0.78% | 5.20% | -5.62% | 10.27% | 2.97% | 6.16% | Upgrade
|
| D&A For EBITDA | 0.86 | 0.52 | 0.45 | 0.24 | 0.04 | 0.02 | Upgrade
|
| EBIT | -1.79 | 4.8 | -5.7 | 7.43 | 1.18 | 2.25 | Upgrade
|
| EBIT Margin | -1.51% | 4.69% | -6.11% | 9.95% | 2.88% | 6.09% | Upgrade
|
| Effective Tax Rate | - | 3.13% | - | - | - | - | Upgrade
|
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.