Sharjah Islamic Bank PJSC (ADX:SIB)

Sharjah Islamic Bank PJSC Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	1,111	1,048	841.54	650.91	514.07	405.83
Depreciation & Amortization	52.19	49.3	57.12	51.84	49.99	49.88
Other Amortization	9.5	8.83	1.68	2.28	2.92	-2.39
Gain (Loss) on Sale of Assets	-27	-25.98	-18.74	-24.97	-19.22	-10.29
Gain (Loss) on Sale of Investments	-51.38	-52.03	26.05	28.07	60.2	-0.71
Total Asset Writedown	40.34	40.34	221.5	35.04	107.51	37.45
Provision for Credit Losses	171.36	228.03	182.08	277.35	172.79	250.93
Change in Other Net Operating Assets	-8,196	525.28	-1,773	-2,202	-808.61	-4,216
Other Operating Activities	28.95	54.24	-69.04	17.31	-	-
Operating Cash Flow	-6,861	1,876	-531.03	-1,164	79.64	-3,485
Capital Expenditures	-85.97	-64.8	-34.81	-76.31	-229.61	-232.51
Sale of Property, Plant and Equipment	0.69	0.65	0.03	0.12	57.6	76.65
Investment in Securities	-2,010	-4,099	-4,908	-2,530	1,301	-1,899
Other Investing Activities	48.9	48.9	60.87	-	-	-
Investing Cash Flow	-2,243	-4,488	-4,828	-2,554	1,183	-2,234
Long-Term Debt Issued	-	1,824	-	-	-	1,837
Long-Term Debt Repaid	-	-	-1,837	-	-1,836	-1,837
Net Debt Issued (Repaid)	3,653	1,824	-1,837	-	-1,836	-
Repurchase of Common Stock	-411.05	-393.24	-	-	-	-
Common Dividends Paid	-550.55	-415.39	-399.99	-338.35	-338.35	-238.57
Net Increase (Decrease) in Deposit Accounts	7,020	6,552	5,677	1,036	4,885	6,295
Other Financing Activities	-56.93	-66	-80.69	-64.45	-	-
Financing Cash Flow	9,654	7,501	3,360	632.71	2,711	6,057
Net Cash Flow	549.9	4,889	-1,999	-3,085	3,973	338.13
Free Cash Flow	-6,947	1,811	-565.84	-1,241	-149.97	-3,717
Free Cash Flow Margin	-337.25%	91.90%	-32.25%	-95.78%	-12.68%	-370.52%
Free Cash Flow Per Share	-2.17	0.57	-0.17	-0.38	-0.05	-1.15

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.