Union Insurance Company P.J.S.C. (ADX:UNION)
United Arab Emirates
· Delayed Price · Currency is AED 1.000
-0.050 (-4.76%)
At close: Aug 15, 2025, 2:44 PM GST
ADX:UNION Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 262.2 | 252.7 | 247.3 | 304.16 | 299.67 | 307.86 | Upgrade
|
| Total Interest & Dividend Income | 15.47 | 13.84 | 18.13 | 4.16 | 3.49 | 7.13 | Upgrade
|
| Gain (Loss) on Sale of Investments | 4.42 | 0.72 | 1.25 | -2.12 | 1.94 | 8.31 | Upgrade
|
| Other Revenue | -0.7 | - | - | - | 92.01 | 77.65 | Upgrade
|
| Total Revenue | 281.39 | 267.26 | 266.68 | 306.2 | 397.12 | 400.96 | Upgrade
|
| Revenue Growth (YoY) | 1.46% | 0.22% | -12.91% | -22.89% | -0.96% | -18.35% | Upgrade
|
| Policy Benefits | 164.91 | 163.76 | 184.08 | 203.46 | 151.88 | 130.36 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 49.04 | 49.04 | 58.76 | 81.91 | 91.06 | 105.9 | Upgrade
|
| Selling, General & Administrative | - | - | - | - | 93.88 | 98.39 | Upgrade
|
| Provision for Bad Debts | - | - | - | - | 10.06 | 23.27 | Upgrade
|
| Other Operating Expenses | 28.91 | 26.63 | 26.32 | 18.32 | 37.01 | 46.73 | Upgrade
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| Total Operating Expenses | 242.86 | 239.42 | 269.16 | 303.69 | 383.9 | 404.66 | Upgrade
|
| Operating Income | 38.53 | 27.84 | -2.48 | 2.51 | 13.22 | -3.7 | Upgrade
|
| Interest Expense | - | - | - | - | - | -0.23 | Upgrade
|
| EBT Excluding Unusual Items | 38.53 | 27.84 | -2.48 | 2.51 | 13.22 | -3.94 | Upgrade
|
| Gain (Loss) on Sale of Assets | 14.22 | 14.22 | - | - | - | - | Upgrade
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| Pretax Income | 52.75 | 42.06 | -2.48 | 2.51 | 13.22 | -3.94 | Upgrade
|
| Income Tax Expense | 4.62 | 3.75 | - | - | - | - | Upgrade
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| Net Income | 48.13 | 38.31 | -2.48 | 2.51 | 13.22 | -3.94 | Upgrade
|
| Net Income to Common | 48.13 | 38.31 | -2.48 | 2.51 | 13.22 | -3.94 | Upgrade
|
| Net Income Growth | - | - | - | -81.04% | - | - | Upgrade
|
| Shares Outstanding (Basic) | - | 230 | 230 | 230 | 230 | 230 | Upgrade
|
| Shares Outstanding (Diluted) | - | 230 | 230 | 230 | 230 | 230 | Upgrade
|
| EPS (Basic) | - | 0.17 | -0.01 | 0.01 | 0.06 | -0.02 | Upgrade
|
| EPS (Diluted) | - | 0.17 | -0.01 | 0.01 | 0.06 | -0.02 | Upgrade
|
| EPS Growth | - | - | - | -81.04% | - | - | Upgrade
|
| Free Cash Flow | 26.48 | -25.82 | 38.97 | 1.37 | -6.33 | 6.56 | Upgrade
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| Free Cash Flow Per Share | - | -0.11 | 0.17 | 0.01 | -0.03 | 0.03 | Upgrade
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| Operating Margin | 13.69% | 10.42% | -0.93% | 0.82% | 3.33% | -0.92% | Upgrade
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| Profit Margin | 17.11% | 14.33% | -0.93% | 0.82% | 3.33% | -0.98% | Upgrade
|
| Free Cash Flow Margin | 9.41% | -9.66% | 14.61% | 0.45% | -1.59% | 1.64% | Upgrade
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| EBITDA | 38.66 | 28.86 | 2.65 | 7.88 | 18.2 | 1.77 | Upgrade
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| EBITDA Margin | 13.74% | 10.80% | 1.00% | 2.57% | 4.58% | 0.44% | Upgrade
|
| D&A For EBITDA | 0.12 | 1.02 | 5.13 | 5.37 | 4.98 | 5.47 | Upgrade
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| EBIT | 38.53 | 27.84 | -2.48 | 2.51 | 13.22 | -3.7 | Upgrade
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| EBIT Margin | 13.69% | 10.42% | -0.93% | 0.82% | 3.33% | -0.92% | Upgrade
|
| Effective Tax Rate | 8.75% | 8.92% | - | - | - | - | Upgrade
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Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.