Arab Banking Corporation (Jordan) (ASE:ABCO)

ASE:ABCO Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	215.81	224.05	203.36	135.41	77.23	109.69
Investment Securities	270.36	69.15	64.52	293.32	298.93	269.76
Trading Asset Securities	0.01	0.13	0.38	0.47	0.02	0.09
Mortgage-Backed Securities	32	217	259.95	-	51.93	62.63
Total Investments	302.37	286.28	324.85	293.78	350.88	332.47
Gross Loans	916.48	866.32	854.49	856.68	780.56	720.73
Allowance for Loan Losses	-67.85	-73.33	-67.58	-68.13	-61.1	-55.91
Other Adjustments to Gross Loans	-25.07	-26.34	-23.74	-22.35	-17.34	-14.15
Net Loans	823.55	766.65	763.17	766.2	702.12	650.67
Property, Plant & Equipment	34.42	35.57	32.04	35.7	35.52	31.91
Other Intangible Assets	0.94	1.13	1.08	1.25	1.56	1.52
Accrued Interest Receivable	5.93	7.24	6.74	8.97	5.83	7.07
Other Receivables	0.53	0.11	0.05	0.09	0.12	0.52
Restricted Cash	37.23	38.69	40.06	40.99	35.26	32.5
Other Current Assets	2.42	1.74	2.6	2.46	2.5	2.31
Long-Term Deferred Tax Assets	5.77	7.78	8.05	8.07	9.07	9.23
Other Real Estate Owned & Foreclosed	10.04	9.69	6.64	6.86	7.09	2.45
Other Long-Term Assets	4	4.09	7.3	51.02	2.85	3.26
Total Assets	1,443	1,383	1,396	1,351	1,230	1,184
Accounts Payable	11.16	7.23	5.83	7.21	7.47	9.57
Accrued Expenses	2.74	2.45	1.68	1.88	2.4	1.18
Interest Bearing Deposits	1,026	955.21	938.72	857.01	777.23	759.22
Non-Interest Bearing Deposits	74.1	84.06	106.73	123.6	89.52	82.23
Total Deposits	1,100	1,039	1,045	980.61	866.75	841.45
Short-Term Borrowings	0.34	0.05	2.58	9.42	8.04	3.56
Current Portion of Long-Term Debt	-	65.84	18.9	31.4	42.15	70.68
Current Portion of Leases	-	0	-	0.17	0.16	0.16
Current Income Taxes Payable	0.22	0.36	2.98	2.28	7.26	6.46
Accrued Interest Payable	7.36	12.53	12.12	7.54	5.47	4.38
Other Current Liabilities	2.66	53.45	46.82	43.3	46.32	45.34
Long-Term Debt	81.42	28.69	81.53	84.14	53.58	19.62
Long-Term Leases	3.24	2.77	2.83	2.65	2.6	2.59
Long-Term Unearned Revenue	0.6	0.53	0.47	0.49	0.11	0.13
Other Long-Term Liabilities	64.65	5.18	8.98	15.47	17.03	15.53
Total Liabilities	1,275	1,219	1,231	1,187	1,062	1,024
Common Stock	110	110	110	110	110	110
Additional Paid-In Capital	0.07	0.07	0.07	0.07	0.07	0.07
Retained Earnings	57.71	53.95	55.39	54.79	54.72	45.1
Comprehensive Income & Other	0.51	0.3	-0.12	-1.08	3.57	4.71
Shareholders' Equity	168.28	164.32	165.33	163.77	168.35	159.88
Total Liabilities & Equity	1,443	1,383	1,396	1,351	1,230	1,184
Total Debt	85	97.35	105.85	127.78	106.53	96.61
Net Cash (Debt)	163.25	126.83	115.65	15.63	-5.3	20.51
Net Cash Growth	22.97%	9.66%	639.99%	-	-	-23.45%
Net Cash Per Share	1.48	1.15	1.05	0.14	-0.05	0.19
Filing Date Shares Outstanding	110	110	110	110	110	110
Total Common Shares Outstanding	110	110	110	110	110	110
Book Value Per Share	1.53	1.49	1.50	1.49	1.53	1.45
Tangible Book Value	167.34	163.19	164.25	162.52	166.8	158.36
Tangible Book Value Per Share	1.52	1.48	1.49	1.48	1.52	1.44

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.