Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	484.96	474.72	427.45	320.51	180.72	130.29
Interest Income on Investments	1.32	1.37	1.75	0.36	0.34	0.23
Total Interest Income	486.28	476.09	429.2	320.87	181.06	130.52
Interest Paid on Deposits	257.59	264.68	249.17	161.36	78.71	61.22
Net Interest Income	228.69	211.42	180.03	159.51	102.34	69.3
Net Interest Income Growth (YoY)	14.97%	17.44%	12.86%	55.85%	47.67%	25.72%
Gain (Loss) on Sale of Investments	0.01	0.03	0.01	-1.03	0.02	1.07
Other Non-Interest Income	186.15	191.44	166.86	52.09	35.9	40.29
Total Non-Interest Income	186.16	191.47	166.88	51.06	35.92	41.36
Non-Interest Income Growth (YoY)	-8.86%	14.73%	226.83%	42.14%	-13.14%	7.32%
Revenues Before Loan Losses	414.85	402.89	346.91	210.57	138.27	110.66
Provision for Loan Losses	33.91	44.24	73.47	28.62	20.72	24.55
Revenue	380.95	358.64	273.44	181.94	117.55	86.12
Revenue Growth (YoY)	20.13%	31.16%	50.29%	54.78%	36.50%	-0.62%
Salaries and Employee Benefits	71.12	66.86	54.27	49.11	32.74	21.51
Occupancy Expenses	35.19	31.21	23.65	15.32	10.28	6.35
Selling, General & Administrative	13.54	13.54	14.03	9.61	4.32	3.64
Other Non-Interest Expense	43.64	52.79	43.5	36.89	24.17	15.3
Total Non-Interest Expense	168.51	168.04	145.95	109.65	72.13	46.9
EBT Excluding Unusual Items	212.43	190.61	127.49	72.29	45.42	39.21
Legal Settlements	-4.99	-4.99	-	-0.1	-0.06	-0.03
Other Unusual Items	-	-	-	25.51	28.08	-1.18
Pretax Income	207.44	185.61	127.49	96.94	70.74	38.01
Income Tax Expense	23.29	25.48	20.89	6.09	9.73	7.71
Earnings From Continuing Operations	184.15	160.14	106.59	90.85	61.01	30.3
Minority Interest in Earnings	-59.66	-52.19	-34.74	-4.03	17.81	-4.35
Net Income	124.49	107.95	71.85	86.82	78.81	25.96
Net Income to Common	124.49	107.95	71.85	86.82	78.81	25.96
Net Income Growth	65.56%	50.23%	-17.24%	10.16%	203.64%	3.41%
Basic Shares Outstanding	263	263	263	226	200	200
Diluted Shares Outstanding	263	263	263	226	200	200
Shares Change (YoY)	-	-	16.44%	12.95%	-	-
EPS (Basic)	0.47	0.41	0.27	0.38	0.39	0.13
EPS (Diluted)	0.47	0.41	0.27	0.38	0.39	0.13
EPS Growth	65.56%	50.23%	-28.92%	-2.47%	203.64%	3.41%
Dividend Per Share	0.150	0.150	0.150	0.170	0.150	0.120
Dividend Growth	-	-	-11.77%	13.33%	25.00%	-
Effective Tax Rate	11.23%	13.73%	16.39%	6.28%	13.75%	20.27%

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.