Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,036	1,366	1,012	731.64	570.67	302.33
Investment Securities	2,406	2,194	1,970	1,966	1,183	684.65
Trading Asset Securities	0.58	-	0.35	0.54	83.1	113.14
Total Investments	2,407	2,194	1,970	1,967	1,266	797.79
Gross Loans	3,932	3,756	3,715	3,513	2,187	1,393
Allowance for Loan Losses	-265.99	-265.21	-233.72	-195.1	-120.55	-66.97
Other Adjustments to Gross Loans	-54.62	-61.3	-50.54	-53.11	-35.35	-23.44
Net Loans	3,611	3,429	3,431	3,265	2,031	1,303
Property, Plant & Equipment	125.66	115.12	104.75	105.29	62.43	38.88
Other Intangible Assets	63.8	67.61	67.62	58.38	30.5	21.71
Accrued Interest Receivable	76.44	72.46	66.74	63.15	33.54	21.27
Other Receivables	0.55	1.1	0	-	-	-
Restricted Cash	532.89	510.08	471.72	268.98	167.72	104.87
Other Current Assets	63.5	51.71	40.46	72.59	39.07	51.89
Long-Term Deferred Tax Assets	52.73	51.88	48.38	36.92	19.35	15.56
Other Real Estate Owned & Foreclosed	132.05	116.53	107.19	89.05	68.23	59.04
Other Long-Term Assets	268.36	263.42	272.43	300.17	23.02	32.5
Total Assets	8,370	8,238	7,592	6,958	4,311	2,749
Accrued Expenses	67.05	43.06	35.89	34.6	28.5	22.79
Interest Bearing Deposits	4,068	3,840	3,632	4,131	2,311	1,372
Non-Interest Bearing Deposits	1,990	2,192	1,967	877.96	840.65	440.52
Total Deposits	6,058	6,032	5,599	5,009	3,152	1,812
Short-Term Borrowings	-	0.06	-	-	1.41	3.7
Current Portion of Long-Term Debt	-	97.63	54.98	225.19	113.94	144.09
Current Portion of Leases	-	1.31	0.03	0.03	0.89	1.84
Current Income Taxes Payable	12.25	23.77	21.32	4.34	4.48	4.89
Accrued Interest Payable	46.6	55.58	46.28	32.78	16.89	10.83
Other Current Liabilities	24.8	234.35	181.55	133.24	107.66	64.54
Long-Term Debt	467.26	417.08	545.96	529.68	328.68	214.26
Long-Term Leases	19.34	17.57	17.4	15.77	10.97	2.14
Long-Term Deferred Tax Liabilities	3.78	3.75	3.67	-	-	-
Other Long-Term Liabilities	801.19	479.72	357.68	317.87	150.89	108.94
Total Liabilities	7,501	7,406	6,864	6,305	3,919	2,393
Common Stock	263.04	263.04	263.04	263.04	200	200
Additional Paid-In Capital	68.87	68.87	68.87	68.87	0.71	0.71
Retained Earnings	342.25	322.21	254.77	229.3	178.03	122.28
Treasury Stock	-	-	-	-	-	-2.71
Comprehensive Income & Other	70.97	70.47	70.89	56.14	-15.73	-12.92
Total Common Equity	745.13	724.59	657.57	617.35	363.01	307.36
Minority Interest	124.16	107.96	70.93	35.25	29.14	48.32
Shareholders' Equity	869.29	832.55	728.5	652.6	392.15	355.69
Total Liabilities & Equity	8,370	8,238	7,592	6,958	4,311	2,749
Total Debt	486.6	533.65	618.37	770.67	455.9	366.03
Net Cash (Debt)	636.94	832.05	394.22	-38.49	197.87	80.63
Net Cash Growth	-12.60%	111.06%	-	-	145.40%	-33.67%
Net Cash Per Share	2.42	3.16	1.50	-0.17	0.99	0.40
Filing Date Shares Outstanding	263.04	263.04	263.04	263.04	200	200
Total Common Shares Outstanding	263.04	263.04	263.04	263.04	200	200
Book Value Per Share	2.56	2.49	2.23	2.08	1.82	1.54
Tangible Book Value	681.34	656.98	589.95	558.97	332.51	285.66
Tangible Book Value Per Share	2.32	2.23	1.97	1.86	1.66	1.43

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.