Bank al Etihad (ASE:ETHD)

Bank al Etihad Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,363	1,088	835.78	720.92	1,239	924.9
Investment Securities	2,226	2,013	1,732	1,456	1,152	940.46
Trading Asset Securities	22.76	18.66	26.23	18.42	18.3	15.22
Total Investments	2,248	2,032	1,758	1,475	1,171	955.68
Gross Loans	4,689	4,850	4,458	4,180	3,510	3,089
Allowance for Loan Losses	-	-261.71	-194.09	-171.94	-141.54	-119.48
Other Adjustments to Gross Loans	-	-23.97	-17.85	-16.35	-16.92	-17
Net Loans	4,689	4,564	4,246	3,991	3,351	2,952
Property, Plant & Equipment	116.31	107.67	102.57	94.92	91.13	94.16
Goodwill	-	1.38	1.38	1.38	1.38	1.38
Other Intangible Assets	30.51	28.25	27.15	25.51	26.07	25.67
Accrued Interest Receivable	-	34.73	27.1	21.16	14.73	14.39
Other Receivables	-	0.69	0.31	0.17	0.04	0.1
Restricted Cash	-	312.79	272.37	248.23	236.65	193.25
Other Current Assets	-	13.19	13.95	9.97	7.88	8.18
Long-Term Deferred Tax Assets	45.75	45.26	37.42	32.82	27.75	25.59
Other Real Estate Owned & Foreclosed	-	94.28	78.04	52.98	51.3	49.41
Other Long-Term Assets	196.72	29.4	19.56	16.62	44.36	28.62
Total Assets	8,690	8,351	7,420	6,691	6,263	5,274
Accounts Payable	-	0.49	0.7	0.65	0.55	0.38
Accrued Expenses	-	15.63	16.48	15.25	11.24	10.6
Interest Bearing Deposits	7,042	6,618	5,784	5,419	5,093	4,166
Non-Interest Bearing Deposits	-	146.34	178.58	105.45	134.05	118.12
Total Deposits	7,042	6,764	5,963	5,524	5,227	4,284
Current Portion of Long-Term Debt	-	3.53	6	3.18	3.18	5.49
Current Portion of Leases	-	2.75	2.35	2.27	2.13	1.94
Current Income Taxes Payable	18.94	36.05	30.87	28.93	21.93	24.62
Accrued Interest Payable	-	71.65	61.27	40.43	28.65	-
Other Current Liabilities	1.24	252.95	193.17	121.54	114.51	103.79
Long-Term Debt	279.04	277.54	244.7	184.64	126.69	105.96
Long-Term Leases	28.5	28.07	28.74	27.41	25.23	24.52
Long-Term Unearned Revenue	-	2.86	2.76	2.22	1.52	1.61
Long-Term Deferred Tax Liabilities	2.79	-	-	-	0.16	-
Other Long-Term Liabilities	614.63	201.86	206.75	179.29	170.08	204.64
Total Liabilities	7,987	7,658	6,756	6,131	5,733	4,767
Common Stock	200	200	200	160	160	160
Additional Paid-In Capital	68.21	68.21	68.21	80.21	80.21	80.21
Retained Earnings	225.43	223.34	205.73	206.35	186.06	170.35
Comprehensive Income & Other	75.76	75.13	75.77	6.48	1.74	-2.61
Total Common Equity	569.41	566.68	549.71	453.05	428.01	407.96
Minority Interest	133.1	126.13	113.89	106.99	101.46	98.45
Shareholders' Equity	702.5	692.81	663.6	560.04	529.47	506.4
Total Liabilities & Equity	8,690	8,351	7,420	6,691	6,263	5,274
Total Debt	307.54	311.9	281.8	217.5	157.23	137.91
Net Cash (Debt)	1,078	812.17	594.3	535.85	1,109	806.66
Net Cash Growth	60.11%	36.66%	10.91%	-51.69%	37.49%	39.27%
Net Cash Per Share	3.73	4.06	2.97	2.68	5.55	4.03
Filing Date Shares Outstanding	105.66	200	200	200	200	200
Total Common Shares Outstanding	105.66	200	200	200	200	200
Book Value Per Share	5.39	2.48	2.39	2.27	2.14	2.04
Tangible Book Value	538.89	537.06	521.18	426.15	400.56	380.91
Tangible Book Value Per Share	5.10	2.33	2.25	2.13	2.00	1.90

Source: S&P Global Market Intelligence. Banks template. Financial Sources.