First Finance Company (ASE:FFCO)
0.6400
+0.0300 (4.92%)
At close: Dec 4, 2025
First Finance Company Income Statement
Financials in millions JOD. Fiscal year is January - December.
Millions JOD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 2.21 | 1.96 | 1.96 | 3.23 | 2.32 | 2.48 | Upgrade
|
| Total Interest Expense | 0.06 | 0.03 | 0.04 | 0.04 | - | - | Upgrade
|
| Net Interest Income | 2.15 | 1.93 | 1.93 | 3.19 | 2.32 | 2.48 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.03 | - | - | - | - | 0.8 | Upgrade
|
| Other Revenue | 0.36 | 0.4 | 1.14 | 0.32 | 0.34 | -0.08 | Upgrade
|
| Revenue Before Loan Losses | 2.54 | 2.33 | 3.07 | 3.5 | 2.66 | 3.2 | Upgrade
|
| Provision for Loan Losses | -0.23 | 0.11 | 0.6 | 0.93 | -0.42 | 0.94 | Upgrade
|
| Revenue | 2.77 | 2.22 | 2.47 | 2.57 | 3.08 | 2.26 | Upgrade
|
| Revenue Growth (YoY) | 19.09% | -10.22% | -4.11% | -16.50% | 36.22% | -39.64% | Upgrade
|
| Cost of Services Provided | 1.13 | 1.41 | 1.45 | 1.37 | 1.46 | 1.5 | Upgrade
|
| Other Operating Expenses | 0.16 | -0.18 | -0.14 | -0.18 | - | -0.12 | Upgrade
|
| Total Operating Expenses | 1.4 | 1.34 | 1.44 | 1.28 | 1.54 | 1.5 | Upgrade
|
| Operating Income | 1.37 | 0.88 | 1.02 | 1.3 | 1.54 | 0.76 | Upgrade
|
| EBT Excluding Unusual Items | 1.37 | 0.88 | 1.02 | 1.3 | 1.54 | 0.76 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.01 | -0.05 | -0.04 | - | -0.06 | - | Upgrade
|
| Pretax Income | 0.98 | 0.69 | 0.97 | 1.29 | 1.48 | 0.73 | Upgrade
|
| Income Tax Expense | -0.02 | -0.03 | -0.17 | -0.21 | 0.51 | 0.19 | Upgrade
|
| Net Income | 1 | 0.72 | 1.14 | 1.49 | 0.97 | 0.54 | Upgrade
|
| Net Income to Common | 1 | 0.72 | 1.14 | 1.49 | 0.97 | 0.54 | Upgrade
|
| Net Income Growth | 1.66% | -36.99% | -23.72% | 54.01% | 79.30% | -69.38% | Upgrade
|
| Shares Outstanding (Basic) | 34 | 34 | 35 | 35 | 35 | 35 | Upgrade
|
| Shares Outstanding (Diluted) | 34 | 34 | 35 | 35 | 35 | 35 | Upgrade
|
| Shares Change (YoY) | -0.31% | -0.98% | -0.61% | 0.29% | -1.01% | - | Upgrade
|
| EPS (Basic) | 0.03 | 0.02 | 0.03 | 0.04 | 0.03 | 0.02 | Upgrade
|
| EPS (Diluted) | 0.03 | 0.02 | 0.03 | 0.04 | 0.03 | 0.02 | Upgrade
|
| EPS Growth | 1.97% | -36.36% | -23.26% | 53.57% | 81.12% | -69.38% | Upgrade
|
| Free Cash Flow | 1.87 | -0.35 | -0.21 | -0.4 | -0.63 | 1.77 | Upgrade
|
| Free Cash Flow Per Share | 0.06 | -0.01 | -0.01 | -0.01 | -0.02 | 0.05 | Upgrade
|
| Dividend Per Share | 0.010 | 0.010 | - | - | - | - | Upgrade
|
| Operating Margin | 49.41% | 39.61% | 41.52% | 50.44% | 49.92% | 33.58% | Upgrade
|
| Profit Margin | 36.10% | 32.41% | 46.19% | 58.06% | 31.48% | 23.92% | Upgrade
|
| Free Cash Flow Margin | 67.69% | -15.64% | -8.53% | -15.72% | -20.60% | 78.23% | Upgrade
|
| Effective Tax Rate | - | - | - | - | 34.50% | 25.85% | Upgrade
|
| Revenue as Reported | 2.82 | 2.92 | 3.34 | 3.77 | 3.59 | - | Upgrade
|
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.