First Insurance Company Statistics

Total Valuation

ASE:FINS has a market cap or net worth of JOD 21.84 million. The enterprise value is 16.55 million.

Market Cap	21.84M
Enterprise Value	16.55M

Important Dates

The last earnings date was Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	n/a

Share Statistics

ASE:FINS has 28.00 million shares outstanding. The number of shares has increased by 0.20% in one year.

Current Share Class	28.00M
Shares Outstanding	28.00M
Shares Change (YoY)	+0.20%
Shares Change (QoQ)	+1.47%
Owned by Insiders (%)	1.10%
Owned by Institutions (%)	9.79%
Float	7.06M

Valuation Ratios

The trailing PE ratio is 6.99.

PE Ratio	6.99
Forward PE	n/a
PS Ratio	0.46
PB Ratio	0.59
P/TBV Ratio	0.60
P/FCF Ratio	9.19
P/OCF Ratio	8.95
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.74, with an EV/FCF ratio of 6.96.

EV / Earnings	5.30
EV / Sales	0.35
EV / EBITDA	3.74
EV / EBIT	4.11
EV / FCF	6.96

Financial Position

The company has a current ratio of 0.76, with a Debt / Equity ratio of 0.01.

Current Ratio	0.76
Quick Ratio	0.22
Debt / Equity	0.01
Debt / EBITDA	0.11
Debt / FCF	0.21
Interest Coverage	4.44

Financial Efficiency

Return on equity (ROE) is 8.71% and return on invested capital (ROIC) is 6.92%.

Return on Equity (ROE)	8.71%
Return on Assets (ROA)	3.79%
Return on Invested Capital (ROIC)	6.92%
Return on Capital Employed (ROCE)	9.19%
Revenue Per Employee	295,988
Profits Per Employee	19,296
Employee Count	162
Asset Turnover	0.72
Inventory Turnover	n/a

Taxes

Income Tax	-6,036
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +9.86% in the last 52 weeks. The beta is 0.17, so ASE:FINS's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+9.86%
50-Day Moving Average	0.82
200-Day Moving Average	0.75
Relative Strength Index (RSI)	21.92
Average Volume (20 Days)	5,460

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:FINS had revenue of JOD 47.95 million and earned 3.13 million in profits. Earnings per share was 0.11.

Revenue	47.95M
Gross Profit	14.98M
Operating Income	4.03M
Pretax Income	3.12M
Net Income	3.13M
EBITDA	4.40M
EBIT	4.03M
Earnings Per Share (EPS)	0.11

Full Income Statement

Balance Sheet

The company has 5.78 million in cash and 493,195 in debt, giving a net cash position of 5.29 million or 0.19 per share.

Cash & Cash Equivalents	5.78M
Total Debt	493,195
Net Cash	5.29M
Net Cash Per Share	0.19
Equity (Book Value)	36.75M
Book Value Per Share	1.31
Working Capital	-6.29M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.44 million and capital expenditures -62,312, giving a free cash flow of 2.38 million.

Operating Cash Flow	2.44M
Capital Expenditures	-62,312
Free Cash Flow	2.38M
FCF Per Share	0.08

Full Cash Flow Statement

Margins

Gross margin is 31.24%, with operating and profit margins of 8.40% and 6.52%.

Gross Margin	31.24%
Operating Margin	8.40%
Pretax Margin	6.51%
Profit Margin	6.52%
EBITDA Margin	9.17%
EBIT Margin	8.40%
FCF Margin	4.96%

Dividends & Yields

ASE:FINS does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.20%
Shareholder Yield	n/a
Earnings Yield	14.31%
FCF Yield	10.88%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4