Invest Bank (ASE:INVB)

Invest Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	158.95	148.17	123.07	84.45	69.11	70.37
Interest Income on Investments	1.91	2.16	2.32	1.15	0.91	3.21
Total Interest Income	160.85	150.32	125.39	85.6	70.03	73.59
Interest Paid on Deposits	97.58	91.93	70.4	40.32	32.65	35.31
Net Interest Income	63.27	58.39	55	45.28	37.37	38.28
Net Interest Income Growth (YoY)	17.36%	6.17%	21.47%	21.14%	-2.36%	1.60%
Gain (Loss) on Sale of Assets	0.06	0.06	1.32	0	0.3	-
Gain (Loss) on Sale of Investments	0.74	0.72	0.51	0.68	1.18	0.29
Other Non-Interest Income	27.7	29.3	22.71	17.73	14.9	13.08
Total Non-Interest Income	28.5	30.07	24.54	18.42	16.38	13.38
Non-Interest Income Growth (YoY)	0.81%	22.55%	33.24%	12.43%	22.48%	-15.26%
Revenues Before Loan Losses	91.77	88.47	79.54	63.69	53.76	51.65
Provision for Loan Losses	11.18	12.32	11.55	6.26	-0.66	16.13
Revenue	80.59	76.15	67.99	57.43	54.41	35.52
Revenue Growth (YoY)	13.03%	12.00%	18.39%	5.55%	53.18%	-31.14%
Salaries and Employee Benefits	21.95	20.52	20.31	18.08	14.85	15.2
Occupancy Expenses	4.77	4.38	3.67	3.08	2.79	2.96
Selling, General & Administrative	0.92	0.92	1	1.02	1.07	0.58
Other Non-Interest Expense	14.37	11.82	10.35	8.19	8.27	7.53
Total Non-Interest Expense	43.88	39.41	34.56	31.01	26.88	26.5
EBT Excluding Unusual Items	36.71	36.74	33.43	26.42	27.53	9.02
Legal Settlements	-	-	-0.26	-0.05	-0.16	-0.43
Other Unusual Items	-	-	-	3.6	-	-0.73
Pretax Income	36.71	36.74	33.17	29.96	27.37	7.86
Income Tax Expense	8.65	9.74	8.17	9.57	9.79	1.86
Earnings From Continuing Operations	28.06	27	25	20.39	17.58	6
Earnings From Discontinued Operations	-	-	-	-0.14	0.42	-
Minority Interest in Earnings	-0.57	-0.49	-0.37	-0.42	-0.19	-0.24
Net Income	27.49	26.51	24.63	19.83	17.81	5.76
Net Income to Common	27.49	26.51	24.63	19.83	17.81	5.76
Net Income Growth	6.29%	7.65%	24.22%	11.31%	209.30%	-63.28%
Basic Shares Outstanding	115	103	100	100	100	100
Diluted Shares Outstanding	115	103	100	100	100	100
Shares Change (YoY)	15.03%	2.53%	-	-	-	-
EPS (Basic)	0.24	0.26	0.25	0.20	0.18	0.06
EPS (Diluted)	0.24	0.26	0.25	0.20	0.18	0.06
EPS Growth	-7.59%	5.00%	24.22%	11.31%	209.30%	-63.28%
Dividend Per Share	0.100	0.100	0.100	0.100	0.100	0.120
Dividend Growth	-	-	-	-	-16.67%	9.09%
Effective Tax Rate	23.57%	26.51%	24.63%	31.94%	35.77%	23.66%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.