Jordan Commercial Bank (ASE:JCBK)

Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	83.75	111.07	73.95	56.81	82.42	115.14
Investment Securities	391.68	370.55	393.53	415.81	394.35	311.26
Trading Asset Securities	1.31	1.37	1.37	1.55	1.78	1.65
Total Investments	392.99	371.92	394.91	417.36	396.13	312.91
Gross Loans	868.96	856.15	818.92	770.84	861.55	791.48
Allowance for Loan Losses	-48.88	-57.83	-63.31	-52.03	-63.79	-58.73
Other Adjustments to Gross Loans	-16.49	-22.6	-23.18	-16.95	-23.86	-18.85
Net Loans	803.59	775.73	732.43	701.85	773.9	713.9
Property, Plant & Equipment	27.85	26.06	27.25	27.84	27.29	26.99
Other Intangible Assets	2.52	2.64	2.86	2.23	2.27	2.09
Accrued Interest Receivable	17.1	15.43	16.31	16.05	10.99	11.03
Other Receivables	-	-	30	36.55	36.55	39.97
Restricted Cash	34.51	33.63	33.09	30.92	32.4	31.57
Other Current Assets	1.91	2.89	2.52	2.91	2.81	2.4
Long-Term Deferred Tax Assets	7.63	8.95	10.55	9.51	10.32	11.22
Other Real Estate Owned & Foreclosed	46.63	46.82	46.08	55.68	63.49	66.04
Other Long-Term Assets	6.8	6.2	7.74	6.39	6.35	18.76
Total Assets	1,425	1,401	1,378	1,364	1,445	1,352
Accrued Expenses	1.53	1.98	1.7	1.47	1.3	0.69
Interest Bearing Deposits	890.2	887.2	890.39	857.36	963.72	931.25
Non-Interest Bearing Deposits	173.36	143.85	125.53	121.59	116.98	107.1
Total Deposits	1,064	1,031	1,016	978.94	1,081	1,038
Current Portion of Long-Term Debt	-	19.09	23.87	63.45	84.52	65.19
Current Portion of Leases	-	1.25	1.09	1.02	0.97	0.8
Current Income Taxes Payable	2.45	3.59	5.72	5.75	3.47	0.5
Accrued Interest Payable	3.11	3.88	7.14	6.83	4.95	4.82
Other Current Liabilities	50.21	24.8	23.44	20.91	22.42	36.9
Long-Term Debt	84.27	74.88	67.79	81.87	55.97	38.37
Long-Term Leases	6.32	4.13	4.71	4.6	4.39	4.03
Long-Term Unearned Revenue	1.16	1.09	1.06	1.07	1.01	-
Other Long-Term Liabilities	39.34	61.36	55.63	34.34	37.93	20.91
Total Liabilities	1,253	1,228	1,209	1,202	1,298	1,213
Common Stock	120	120	120	120	120	120
Retained Earnings	48.73	50.7	44.98	39.49	28.14	21.49
Comprehensive Income & Other	3.7	2.99	3.92	2.62	-0.97	-2.02
Shareholders' Equity	172.44	173.69	168.91	162.12	147.17	139.47
Total Liabilities & Equity	1,425	1,401	1,378	1,364	1,445	1,352
Total Debt	90.59	99.35	97.47	150.95	145.84	108.4
Net Cash (Debt)	-5.54	13.1	-22.15	-92.59	-61.65	8.39
Net Cash Per Share	-0.05	0.11	-0.18	-0.77	-0.51	0.07
Filing Date Shares Outstanding	120	120	120	120	120	120
Total Common Shares Outstanding	120	120	120	120	120	120
Book Value Per Share	1.44	1.45	1.41	1.35	1.23	1.16
Tangible Book Value	169.91	171.05	166.05	159.89	144.91	137.37
Tangible Book Value Per Share	1.42	1.43	1.38	1.33	1.21	1.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.