Jordan Commercial Bank (ASE:JCBK)

Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	133.42	111.07	73.95	56.81	82.42	115.14
Investment Securities	392.96	370.55	393.53	415.81	394.35	311.26
Trading Asset Securities	1.33	1.37	1.37	1.55	1.78	1.65
Total Investments	394.28	371.92	394.91	417.36	396.13	312.91
Gross Loans	841.16	856.15	818.92	770.84	861.55	791.48
Allowance for Loan Losses	-62	-57.83	-63.31	-52.03	-63.79	-58.73
Other Adjustments to Gross Loans	-24.43	-22.6	-23.18	-16.95	-23.86	-18.85
Net Loans	754.73	775.73	732.43	701.85	773.9	713.9
Property, Plant & Equipment	27.28	26.06	27.25	27.84	27.29	26.99
Other Intangible Assets	2.55	2.64	2.86	2.23	2.27	2.09
Accrued Interest Receivable	16.51	15.43	16.31	16.05	10.99	11.03
Other Receivables	-	-	30	36.55	36.55	39.97
Restricted Cash	33.73	33.63	33.09	30.92	32.4	31.57
Other Current Assets	2.28	2.89	2.52	2.91	2.81	2.4
Long-Term Deferred Tax Assets	9.03	8.95	10.55	9.51	10.32	11.22
Other Real Estate Owned & Foreclosed	45.82	46.82	46.08	55.68	63.49	66.04
Other Long-Term Assets	7.58	6.2	7.74	6.39	6.35	18.76
Total Assets	1,427	1,401	1,378	1,364	1,445	1,352
Accrued Expenses	1.5	1.98	1.7	1.47	1.3	0.69
Interest Bearing Deposits	892.71	887.2	890.39	857.36	963.72	931.25
Non-Interest Bearing Deposits	160.88	143.85	125.53	121.59	116.98	107.1
Total Deposits	1,054	1,031	1,016	978.94	1,081	1,038
Current Portion of Long-Term Debt	-	19.09	23.87	63.45	84.52	65.19
Current Portion of Leases	-	1.25	1.09	1.02	0.97	0.8
Current Income Taxes Payable	2.62	3.59	5.72	5.75	3.47	0.5
Accrued Interest Payable	4.12	3.88	7.14	6.83	4.95	4.82
Other Current Liabilities	48.02	24.8	23.44	20.91	22.42	36.9
Long-Term Debt	99.62	74.88	67.79	81.87	55.97	38.37
Long-Term Leases	6.19	4.13	4.71	4.6	4.39	4.03
Long-Term Unearned Revenue	1.28	1.09	1.06	1.07	1.01	-
Long-Term Deferred Tax Liabilities	0.64	-	-	-	-	-
Other Long-Term Liabilities	35.22	61.36	55.63	34.34	37.93	20.91
Total Liabilities	1,253	1,228	1,209	1,202	1,298	1,213
Common Stock	120	120	120	120	120	120
Retained Earnings	51.25	50.7	44.98	39.49	28.14	21.49
Comprehensive Income & Other	3.16	2.99	3.92	2.62	-0.97	-2.02
Shareholders' Equity	174.41	173.69	168.91	162.12	147.17	139.47
Total Liabilities & Equity	1,427	1,401	1,378	1,364	1,445	1,352
Total Debt	105.81	99.35	97.47	150.95	145.84	108.4
Net Cash (Debt)	28.94	13.1	-22.15	-92.59	-61.65	8.39
Net Cash Growth	149.51%	-	-	-	-	-
Net Cash Per Share	0.25	0.11	-0.18	-0.77	-0.51	0.07
Filing Date Shares Outstanding	120	120	120	120	120	120
Total Common Shares Outstanding	120	120	120	120	120	120
Book Value Per Share	1.45	1.45	1.41	1.35	1.23	1.16
Tangible Book Value	171.86	171.05	166.05	159.89	144.91	137.37
Tangible Book Value Per Share	1.43	1.43	1.38	1.33	1.21	1.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.