United Insurance Company (ASE:UNIN)

United Insurance Company Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	38.56	34.88	32.16	31.4	14.34	16.65
Total Interest & Dividend Income	1.38	1.39	1.02	0.71	0.93	0.76
Gain (Loss) on Sale of Investments	0.52	0.49	0.51	0.32	-0.03	0.01
Other Revenue	0.04	0.41	0.04	0.02	0.52	0.51
Total Revenue	40.49	37.17	33.72	32.45	15.76	17.93
Revenue Growth (YoY)	12.39%	10.21%	3.92%	105.86%	-12.08%	-12.06%
Policy Benefits	37.69	34.79	30.74	30.39	10.64	11.91
Policy Acquisition & Underwriting Costs	0.4	-	-	-	1.01	0.95
Depreciation & Amortization	0.17	0.18	0.17	-	0.38	0.38
Selling, General & Administrative	-0.03	0.04	0.17	-	0.48	0.66
Provision for Bad Debts	-0.03	-	0.24	0	0.1	0.5
Other Operating Expenses	-0.15	-	-	0.45	0.03	0.04
Reinsurance Income or Expense	-	-	0.07	-	-	-
Total Operating Expenses	38.25	35.01	31.25	30.84	14.07	15.96
Operating Income	2.24	2.16	2.47	1.61	1.7	1.97
Interest Expense	-	-	-	-	-0.03	-0
Other Non Operating Income (Expenses)	-	-	-0	-	-	-
EBT Excluding Unusual Items	2.24	2.16	2.47	1.61	1.67	1.97
Gain (Loss) on Sale of Assets	0	0	0.01	-0	-	-
Asset Writedown	-0.09	-0.09	-0.09	-	-	-
Other Unusual Items	-0.07	-0.05	-0.06	-0.04	-	-
Pretax Income	2.09	2.03	2.34	1.57	1.67	1.97
Income Tax Expense	0.74	0.52	0.6	0.37	0.35	0.47
Net Income	1.35	1.5	1.74	1.19	1.32	1.5
Net Income to Common	1.35	1.5	1.74	1.19	1.32	1.5
Net Income Growth	-10.27%	-13.84%	46.06%	-9.67%	-11.95%	36.01%
Shares Outstanding (Basic)	16	16	16	16	16	16
Shares Outstanding (Diluted)	16	16	16	16	16	16
EPS (Basic)	0.08	0.09	0.11	0.07	0.08	0.09
EPS (Diluted)	0.08	0.09	0.11	0.07	0.08	0.09
EPS Growth	-10.27%	-13.84%	46.06%	-9.67%	-11.95%	36.01%
Free Cash Flow	3.91	2.33	2.4	2.36	-2.26	3.82
Free Cash Flow Per Share	0.24	0.15	0.15	0.15	-0.14	0.24
Dividend Per Share	-	-	-	0.050	0.050	0.050
Operating Margin	5.54%	5.80%	7.33%	4.96%	10.77%	11.01%
Profit Margin	3.33%	4.04%	5.17%	3.68%	8.39%	8.38%
Free Cash Flow Margin	9.65%	6.27%	7.12%	7.29%	-14.35%	21.28%
EBITDA	2.5	2.42	2.73	1.87	2.05	2.33
EBITDA Margin	6.17%	6.52%	8.10%	5.78%	13.00%	12.98%
D&A For EBITDA	0.26	0.27	0.26	0.27	0.35	0.35
EBIT	2.24	2.16	2.47	1.61	1.7	1.97
EBIT Margin	5.54%	5.80%	7.33%	4.96%	10.77%	11.01%
Effective Tax Rate	35.54%	25.83%	25.52%	23.80%	20.89%	23.95%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.