Optima bank S.A. (ATH:OPTIMA)
Greece
· Delayed Price · Currency is EUR 8.10
+0.41 (5.33%)
Aug 14, 2025, 5:15 PM EET
Optima bank Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 269.3 | 253.65 | 173.1 | 65.06 | 29.7 | 10.05 | Upgrade
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| Interest Income on Investments | 0.62 | 0.51 | 0.25 | 0.15 | 0.17 | 0.19 | Upgrade
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| Total Interest Income | 269.92 | 254.16 | 173.34 | 65.21 | 29.87 | 10.24 | Upgrade
|
| Interest Paid on Deposits | 69.68 | 63.79 | 30.89 | 4.26 | 2.67 | 2.68 | Upgrade
|
| Net Interest Income | 200.24 | 190.37 | 142.46 | 60.94 | 27.2 | 7.56 | Upgrade
|
| Net Interest Income Growth (YoY) | 15.56% | 33.63% | 133.75% | 124.06% | 259.74% | 63.73% | Upgrade
|
| Gain (Loss) on Sale of Investments | 9.35 | 9.35 | 10.26 | -0.29 | 4.48 | 11.07 | Upgrade
|
| Other Non-Interest Income | 60.24 | 52.36 | 39.43 | 36.04 | 16.31 | 7.09 | Upgrade
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| Total Non-Interest Income | 73.34 | 64.35 | 50.5 | 35.75 | 20.79 | 18.16 | Upgrade
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| Non-Interest Income Growth (YoY) | 27.10% | 27.43% | 41.28% | 71.90% | 14.50% | 129.29% | Upgrade
|
| Revenues Before Loan Losses | 273.58 | 254.72 | 192.96 | 96.69 | 47.99 | 25.72 | Upgrade
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| Provision for Loan Losses | 24.12 | 20.55 | 9.91 | 6.74 | 4.12 | 5.06 | Upgrade
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| Revenue | 249.46 | 234.17 | 183.04 | 89.95 | 43.87 | 20.67 | Upgrade
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| Revenue Growth (YoY) | 13.77% | 27.93% | 103.50% | 105.04% | 112.29% | 130.71% | Upgrade
|
| Salaries and Employee Benefits | 35.34 | 32.64 | 30.38 | 22.54 | 19.55 | 17.07 | Upgrade
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| Occupancy Expenses | 8.81 | 8.33 | 7.31 | 5.96 | 5.05 | 3.09 | Upgrade
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| Selling, General & Administrative | - | - | - | - | - | 0.51 | Upgrade
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| Other Non-Interest Expense | 19.36 | 16.91 | 19.24 | 13.31 | 9.14 | 5.88 | Upgrade
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| Total Non-Interest Expense | 63.3 | 57.53 | 57.13 | 41.81 | 33.75 | 26.55 | Upgrade
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| EBT Excluding Unusual Items | 186.16 | 176.64 | 125.92 | 48.14 | 10.12 | -5.88 | Upgrade
|
| Legal Settlements | - | - | 0.03 | -0.04 | - | -0.07 | Upgrade
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| Pretax Income | 186.16 | 176.64 | 125.94 | 48.11 | 10.12 | -5.95 | Upgrade
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| Income Tax Expense | 33.87 | 36.41 | 22.92 | 5.68 | 0.07 | -1.05 | Upgrade
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| Earnings From Continuing Operations | 152.3 | 140.23 | 103.02 | 42.43 | 10.05 | -4.9 | Upgrade
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| Minority Interest in Earnings | -0 | -0 | -0 | -0 | - | - | Upgrade
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| Net Income | 152.29 | 140.22 | 103.02 | 42.43 | 10.05 | -4.9 | Upgrade
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| Net Income to Common | 152.29 | 140.22 | 103.02 | 42.43 | 10.05 | -4.9 | Upgrade
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| Net Income Growth | 19.02% | 36.11% | 142.83% | 322.18% | - | - | Upgrade
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| Basic Shares Outstanding | 221 | 221 | 160 | 113 | 113 | - | Upgrade
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| Diluted Shares Outstanding | 221 | 221 | 160 | 120 | 113 | - | Upgrade
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| Shares Change (YoY) | 7.65% | 38.33% | 33.41% | 6.24% | - | - | Upgrade
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| EPS (Basic) | 0.69 | 0.63 | 0.64 | 0.38 | 0.09 | - | Upgrade
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| EPS (Diluted) | 0.69 | 0.63 | 0.64 | 0.36 | 0.09 | - | Upgrade
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| EPS Growth | 10.60% | -1.55% | 80.91% | 299.40% | - | - | Upgrade
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| Dividend Per Share | 0.190 | 0.190 | 0.147 | - | - | - | Upgrade
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| Dividend Growth | 29.52% | 29.52% | - | - | - | - | Upgrade
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| Effective Tax Rate | 18.19% | 20.61% | 18.20% | 11.80% | 0.72% | - | Upgrade
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Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.