Optima bank S.A. (ATH:OPTIMA)
Greece flag Greece · Delayed Price · Currency is EUR
20.00
-0.05 (-0.25%)
Jun 27, 2025, 5:13 PM EET

Optima bank Income Statement

Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
264.12253.65173.165.0629.710.05
Upgrade
Interest Income on Investments
0.510.510.250.150.170.19
Upgrade
Total Interest Income
264.62254.16173.3465.2129.8710.24
Upgrade
Interest Paid on Deposits
69.2363.7930.894.262.672.68
Upgrade
Net Interest Income
195.39190.37142.4660.9427.27.56
Upgrade
Net Interest Income Growth (YoY)
22.36%33.63%133.75%124.06%259.74%63.73%
Upgrade
Gain (Loss) on Sale of Investments
9.359.3510.26-0.294.4811.07
Upgrade
Other Non-Interest Income
54.7652.3639.4336.0416.317.09
Upgrade
Total Non-Interest Income
68.7364.3550.535.7520.7918.16
Upgrade
Non-Interest Income Growth (YoY)
27.05%27.43%41.28%71.90%14.50%129.29%
Upgrade
Revenues Before Loan Losses
264.12254.72192.9696.6947.9925.72
Upgrade
Provision for Loan Losses
20.7920.559.916.744.125.06
Upgrade
Revenue
243.33234.17183.0489.9543.8720.67
Upgrade
Revenue Growth (YoY)
19.72%27.93%103.50%105.04%112.29%130.71%
Upgrade
Salaries and Employee Benefits
33.9632.6430.3822.5419.5517.07
Upgrade
Occupancy Expenses
8.598.337.315.965.053.09
Upgrade
Selling, General & Administrative
-----0.51
Upgrade
Other Non-Interest Expense
17.4616.9119.2413.319.145.88
Upgrade
Total Non-Interest Expense
59.6557.5357.1341.8133.7526.55
Upgrade
EBT Excluding Unusual Items
183.68176.64125.9248.1410.12-5.88
Upgrade
Legal Settlements
--0.03-0.04--0.07
Upgrade
Pretax Income
183.68176.64125.9448.1110.12-5.95
Upgrade
Income Tax Expense
37.1936.4122.925.680.07-1.05
Upgrade
Earnings From Continuing Operations
146.49140.23103.0242.4310.05-4.9
Upgrade
Minority Interest in Earnings
-0-0-0-0--
Upgrade
Net Income
146.49140.22103.0242.4310.05-4.9
Upgrade
Net Income to Common
146.49140.22103.0242.4310.05-4.9
Upgrade
Net Income Growth
24.84%36.11%142.83%322.18%--
Upgrade
Basic Shares Outstanding
7474533838-
Upgrade
Diluted Shares Outstanding
7474534038-
Upgrade
Shares Change (YoY)
18.77%38.33%33.41%6.24%--
Upgrade
EPS (Basic)
1.991.901.931.130.27-
Upgrade
EPS (Diluted)
1.981.901.931.070.27-
Upgrade
EPS Growth
5.16%-1.55%80.92%299.40%--
Upgrade
Dividend Per Share
0.5700.5700.440---
Upgrade
Dividend Growth
29.54%29.54%----
Upgrade
Effective Tax Rate
20.24%20.61%18.20%11.80%0.72%-
Upgrade
Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.