Optima bank S.A. (ATH:OPTIMA)

Optima bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	18.1	16.27	11.64	10.36	6.51	42.57
Investment Securities	869.68	605.27	436.43	278.12	290.55	254.08
Trading Asset Securities	266.7	297.93	362.38	248	54.63	41.19
Total Investments	1,136	903.2	798.81	526.12	345.18	295.27
Gross Loans	4,254	3,666	2,467	1,702	1,038	396.23
Allowance for Loan Losses	-55.28	-44.9	-27.6	-18.91	-13.71	-10.17
Net Loans	4,199	3,622	2,440	1,684	1,025	386.05
Property, Plant & Equipment	29.13	30.31	30.41	31.28	31.23	37.52
Other Intangible Assets	10.97	11.4	10.81	10.32	8.73	-
Other Receivables	10.71	11.84	12.51	76.43	56.57	4.18
Restricted Cash	762.83	781.38	467.68	204.88	71.98	146.8
Other Current Assets	46.3	71.2	58.22	11.44	72.98	38.31
Long-Term Deferred Tax Assets	12.16	9.69	8.08	6.35	2.93	1.99
Other Long-Term Assets	24.83	84.12	30.28	46.42	14.18	47.4
Total Assets	6,250	5,541	3,868	2,607	1,635	1,000
Accrued Expenses	5.48	4.12	3.39	2.08	2	0.71
Interest Bearing Deposits	3,315	3,118	1,920	947.92	588.14	485.53
Non-Interest Bearing Deposits	1,943	1,618	1,338	1,214	742.06	272.03
Total Deposits	5,258	4,736	3,258	2,162	1,330	757.56
Short-Term Borrowings	2.26	5.32	8.5	85.67	95.5	20.9
Current Portion of Long-Term Debt	-	-	2.02	-	-	-
Current Portion of Leases	-	3.27	2.7	2.3	2.09	1.7
Current Income Taxes Payable	17.59	5.57	12.23	4.06	0.64	0.84
Accrued Interest Payable	1.93	1.86	1.99	1.18	0.35	0.13
Other Current Liabilities	13.7	22.92	12.75	21.81	16.53	51.02
Long-Term Debt	148.64	-	-	5.04	-	-
Long-Term Leases	20.55	17.96	18.17	17.96	17.88	18.17
Pension & Post-Retirement Benefits	1.15	1.03	0.69	0.55	0.46	0.35
Other Long-Term Liabilities	122.64	122.56	37.65	51.37	12.97	1.19
Total Liabilities	5,592	4,921	3,358	2,354	1,479	852.57
Common Stock	254.52	254.52	254.25	160.28	160.28	160.28
Additional Paid-In Capital	84.11	84.11	84.11	-	-	-
Retained Earnings	320.97	282.9	169.04	38.94	-3.03	-13.08
Treasury Stock	-0.13	-0.11	-0.16	-	-	-
Comprehensive Income & Other	-0.95	-1.15	2.82	53.72	-0.95	0.31
Total Common Equity	658.52	620.28	510.06	252.94	156.3	147.52
Minority Interest	0.03	0.02	0.02	0.02	-	-
Shareholders' Equity	658.55	620.3	510.08	252.95	156.3	147.52
Total Liabilities & Equity	6,250	5,541	3,868	2,607	1,635	1,000
Total Debt	171.45	26.54	31.38	110.96	115.47	40.78
Net Cash (Debt)	391.24	431.09	440.93	157.35	-48.87	42.99
Net Cash Growth	240.27%	-2.23%	180.22%	-	-	-69.93%
Net Cash Per Share	1.77	1.95	2.76	1.31	-0.43	-
Filing Date Shares Outstanding	221.3	221.29	221.01	112.87	112.87	-
Total Common Shares Outstanding	221.3	221.29	221.01	112.87	112.87	-
Book Value Per Share	2.98	2.80	2.31	2.24	1.38	-
Tangible Book Value	647.56	608.88	499.25	242.61	147.57	147.52
Tangible Book Value Per Share	2.93	2.75	2.26	2.15	1.31	-

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.