Bankinter, S.A. (BIT:1BKT)

Bankinter Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	3,785	3,850	3,151	1,651	1,274	1,275
Interest Income on Investments	492.85	565.09	541.92	134.68	193.44	129.77
Total Interest Income	4,278	4,415	3,693	1,786	1,467	1,405
Interest Paid on Deposits	1,973	2,121	1,464	230.88	171.07	138.75
Net Interest Income	2,305	2,294	2,229	1,555	1,296	1,266
Net Interest Income Growth (YoY)	6.30%	2.90%	43.36%	19.97%	2.36%	7.46%
Income From Trading Activities	195.15	-48.13	73.18	26.25	16.56	6.02
Gain (Loss) on Sale of Assets	-9.4	-9.43	-7.25	-10.69	-11.58	-16.17
Gain (Loss) on Sale of Investments	14.27	2.23	-13.63	17.78	23.51	20.24
Gain (Loss) on Sale of Equity Investments	34.86	34.86	31.58	36.6	33.37	28.77
Other Non-Interest Income	463.88	595.22	301.64	414.51	454.04	357.39
Total Non-Interest Income	708.14	598.82	414.75	518.85	548.02	427.4
Non-Interest Income Growth (YoY)	87.32%	44.38%	-20.06%	-5.32%	28.22%	-6.21%
Revenues Before Loan Losses	3,014	2,892	2,644	2,074	1,844	1,693
Provision for Loan Losses	360.99	359.4	328.39	252.94	263.24	426
Revenue	2,653	2,533	2,315	1,821	1,581	1,267
Revenue Growth (YoY)	16.13%	9.41%	27.16%	15.18%	24.71%	-15.28%
Salaries and Employee Benefits	661.79	594.81	557.92	508.86	472.79	446.7
Amortization of Goodwill & Intangibles	89.66	87.45	82.07	80.09	77.79	75.58
Selling, General & Administrative	400.65	355.45	336.69	329.09	302.63	306.59
Other Non-Interest Expense	27.52	25.92	26.32	37.56	54.79	204.77
Total Non-Interest Expense	1,180	1,064	1,003	955.6	907.99	1,034
EBT Excluding Unusual Items	1,473	1,469	1,312	865	672.68	233.81
Asset Writedown	-34.95	-31.4	-13.23	-10.51	-7.93	-3.27
Legal Settlements	-78.2	-78.2	-70.05	-69.46	-128.05	-
Pretax Income	1,360	1,360	1,229	785.04	536.71	230.54
Income Tax Expense	377.58	406.73	384.05	224.83	139.28	56.41
Earnings From Continuing Operations	982.17	952.97	844.79	560.2	397.43	174.13
Earnings From Discontinued Operations	-	-	-	-	935.68	143
Net Income	982.17	952.97	844.79	560.2	1,333	317.12
Preferred Dividends & Other Adjustments	-	-	-	15.31	19.31	-
Net Income to Common	982.17	952.97	844.79	544.89	1,314	317.12
Net Income Growth	9.34%	12.81%	50.80%	-57.98%	320.38%	-42.41%
Basic Shares Outstanding	893	899	899	899	898	906
Diluted Shares Outstanding	927	925	928	899	900	961
Shares Change (YoY)	-1.55%	-0.34%	3.31%	-0.14%	-6.36%	6.93%
EPS (Basic)	1.10	1.06	0.94	0.61	1.46	0.35
EPS (Diluted)	1.06	1.03	0.91	0.61	1.46	0.33
EPS Growth	11.06%	13.19%	50.07%	-58.47%	342.42%	-44.94%
Dividend Per Share	0.530	0.530	0.470	0.312	0.243	0.050
Dividend Growth	112.13%	12.81%	50.80%	28.08%	389.00%	-83.01%
Effective Tax Rate	27.77%	29.91%	31.25%	28.64%	25.95%	24.47%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.