Banco di Desio e della Brianza S.p.A. (BIT:BDB)

BIT:BDB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	666.33	1,020	1,655	879.59	84.41	120.34
Investment Securities	1,415	1,809	1,588	1,402	1,083	1,087
Trading Asset Securities	23.96	23.45	25.26	65.27	11.54	6.8
Total Investments	1,439	1,832	1,613	1,467	1,094	1,094
Gross Loans	15,275	15,072	14,539	14,435	14,337	13,405
Allowance for Loan Losses	-291.01	-321.87	-305.53	-299.86	-343.17	-347.77
Net Loans	14,984	14,750	14,233	14,136	13,994	13,057
Property, Plant & Equipment	224.86	226.9	228.2	219.13	215.92	220.73
Goodwill	15.32	15.32	15.32	15.32	15.32	15.32
Other Intangible Assets	27.94	26.69	26.3	4.64	3.8	3.19
Investments in Real Estate	3.9	3.36	2.79	1.81	2.5	1.76
Accrued Interest Receivable	29.4	31.8	28.74	-	-	-
Other Receivables	835.73	396.59	454.11	437.66	166.12	21.56
Restricted Cash	109.18	104.24	58.57	83.02	1,922	836.89
Other Current Assets	39.13	31.05	22.73	56.52	69.56	33.31
Long-Term Deferred Tax Assets	87.58	91.38	118.74	153.89	155.49	186.83
Other Long-Term Assets	128.23	98.35	91.53	79.88	74.8	63.85
Total Assets	18,596	18,633	18,555	17,541	17,805	15,664
Accounts Payable	24.93	34.74	31.8	27.52	17.41	20.98
Accrued Expenses	60.57	59.71	49.53	42.64	42.42	45.95
Interest Bearing Deposits	1,165	1,111	1,171	324.69	447.9	529.44
Non-Interest Bearing Deposits	9,965	10,144	10,142	10,147	10,124	9,557
Total Deposits	11,130	11,254	11,313	10,472	10,572	10,086
Short-Term Borrowings	1,076	1,609	1,110	795.46	214	9.07
Current Portion of Long-Term Debt	-	-	-	-	80.03	50.08
Current Portion of Leases	58.4	10.88	-	-	-	-
Current Income Taxes Payable	7.51	1.15	3.5	0.58	2.01	-
Other Current Liabilities	113.02	48.23	44.84	70.37	77.92	90.39
Long-Term Debt	3,839	3,764	4,330	4,729	5,365	4,025
Long-Term Leases	-	47.44	58.69	56.71	51.82	52.29
Pension & Post-Retirement Benefits	15.06	19.65	19.36	17.79	21.96	24.74
Long-Term Deferred Tax Liabilities	11.14	10.87	8.27	1.04	1.96	13.49
Other Long-Term Liabilities	812.85	325.58	231.64	206.5	269.15	250.36
Total Liabilities	17,149	17,185	17,201	16,419	16,716	14,668
Common Stock	70.69	70.69	70.69	70.69	70.69	70.69
Additional Paid-In Capital	16.15	16.15	16.15	16.15	16.15	16.15
Retained Earnings	1,281	1,336	1,248	1,027	966.41	822.21
Treasury Stock	-20.2	-5.63	-	-	-	-
Comprehensive Income & Other	99.09	30.1	18.72	9.02	35.49	86.03
Total Common Equity	1,447	1,448	1,354	1,122	1,089	995.07
Minority Interest	0	0.55	0.01	0.01	0	0
Shareholders' Equity	1,447	1,448	1,354	1,122	1,089	995.08
Total Liabilities & Equity	18,596	18,633	18,555	17,541	17,805	15,664
Total Debt	4,974	5,431	5,499	5,581	5,711	4,136
Net Cash (Debt)	-4,272	-4,376	-3,792	-4,626	-5,562	-3,966
Net Cash Per Share	-32.09	-32.62	-28.22	-34.43	-41.39	-29.52
Filing Date Shares Outstanding	131.47	133.33	134.36	134.36	147.57	135.95
Total Common Shares Outstanding	131.47	133.33	134.36	134.36	147.57	135.95
Book Value Per Share	11.00	10.86	10.08	8.35	7.38	7.32
Tangible Book Value	1,404	1,406	1,312	1,102	1,070	976.56
Tangible Book Value Per Share	10.68	10.54	9.77	8.21	7.25	7.18

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.