Banca Generali S.p.A. (BIT:BGN)

Banca Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	459.11	482.91	434.24	159.41	92.22	95.86
Interest Income on Investments	15.45	1.31	1.22	1.15	1.08	2.33
Total Interest Income	474.57	484.22	435.46	160.55	93.3	98.19
Interest Paid on Deposits	157.37	165.8	129.84	22.24	8.88	6.21
Net Interest Income	325.4	318.42	305.62	138.31	84.42	91.97
Net Interest Income Growth (YoY)	4.36%	4.19%	120.96%	63.84%	-8.21%	19.59%
Income From Trading Activities	13.5	8.15	3.94	3.56	-73.43	6.05
Gain (Loss) on Sale of Investments	-2.92	3.11	5.36	-26.1	2.34	-4.85
Other Non-Interest Income	626.29	658.01	482.91	492.25	690.84	521.91
Total Non-Interest Income	650.91	678.24	497.54	512.13	635.44	540.55
Non-Interest Income Growth (YoY)	9.73%	36.32%	-2.85%	-19.41%	17.55%	5.09%
Revenues Before Loan Losses	976.31	996.66	803.15	650.44	719.85	632.52
Provision for Loan Losses	3.3	-2.03	0.69	7.92	2.27	0.78
Revenue	973.01	998.69	802.46	642.53	717.59	631.74
Revenue Growth (YoY)	7.40%	24.45%	24.89%	-10.46%	13.59%	7.87%
Salaries and Employee Benefits	144.57	129.41	120.29	111.9	105.07	101.93
Occupancy Expenses	24.71	24.08	23.87	22.45	21.95	21.51
Amortization of Goodwill & Intangibles	19.9	18.07	15.86	14.22	13.71	11.45
Selling, General & Administrative	147.85	147.14	140.53	134.43	119.98	106.67
Other Non-Interest Expense	95.49	94.72	50.67	31.74	56.08	42.22
Total Non-Interest Expense	433.7	414.17	352.24	314.84	317.05	284.12
EBT Excluding Unusual Items	539.31	584.51	450.22	327.69	400.54	347.62
Legal Settlements	-7.12	-6.66	-5.43	-4.94	-5.78	-2.88
Other Unusual Items	-	-	-	-	-	2.18
Pretax Income	523.78	569.77	443.85	322.35	392.75	347.29
Income Tax Expense	131.42	138.55	117.77	109.38	69.64	72.4
Earnings From Continuing Operations	392.37	431.23	326.08	212.97	323.11	274.89
Minority Interest in Earnings	-0.55	-	0.06	0.06	-0	0.03
Net Income	391.82	431.23	326.14	213.03	323.1	274.92
Net Income to Common	391.82	431.23	326.14	213.03	323.1	274.92
Net Income Growth	0.30%	32.22%	53.09%	-34.07%	17.53%	1.02%
Basic Shares Outstanding	114	114	114	115	115	115
Diluted Shares Outstanding	114	114	114	115	115	115
Shares Change (YoY)	0.08%	-0.06%	-0.42%	-0.39%	-0.28%	-0.33%
EPS (Basic)	3.44	3.78	2.86	1.86	2.81	2.38
EPS (Diluted)	3.43	3.78	2.86	1.86	2.81	2.38
EPS Growth	0.04%	32.22%	53.74%	-33.81%	18.03%	1.28%
Dividend Per Share	2.800	2.800	2.150	1.650	1.950	3.300
Dividend Growth	30.23%	30.23%	30.30%	-15.38%	-40.91%	-
Effective Tax Rate	25.09%	24.32%	26.53%	33.93%	17.73%	20.85%

Updated Feb 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.