Banca Popolare di Sondrio S.p.A (BIT:BPSO)
Italy
· Delayed Price · Currency is EUR 12.09
+0.23 (1.90%)
May 13, 2025, 5:35 PM CET
BIT:BPSO Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 2,033 | 2,118 | 1,812 | 834.56 | 642.07 | 594.4 | Upgrade
|
| Interest Income on Investments | 5.87 | 6.5 | 7.65 | 6.46 | 5.21 | 4.38 | Upgrade
|
| Total Interest Income | 2,039 | 2,125 | 1,820 | 841.02 | 647.28 | 598.78 | Upgrade
|
| Interest Paid on Deposits | 937.9 | 1,028 | 875.07 | 153.49 | 113.14 | 104.39 | Upgrade
|
| Net Interest Income | 1,101 | 1,097 | 944.61 | 687.53 | 534.13 | 494.39 | Upgrade
|
| Net Interest Income Growth (YoY) | 7.95% | 16.09% | 37.39% | 28.72% | 8.04% | 6.57% | Upgrade
|
| Income From Trading Activities | 120.81 | 124.51 | 112.98 | 28.4 | 63.65 | 12.47 | Upgrade
|
| Gain (Loss) on Sale of Investments | -5.71 | -3.99 | 4.86 | -55.93 | 41.88 | 21.17 | Upgrade
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| Other Non-Interest Income | 438.14 | 430.51 | 409.03 | 383.97 | 351.8 | 309.97 | Upgrade
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| Total Non-Interest Income | 566.81 | 561.71 | 534.52 | 385.42 | 490.2 | 318.01 | Upgrade
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| Non-Interest Income Growth (YoY) | 6.19% | 5.09% | 38.68% | -21.38% | 54.14% | -27.26% | Upgrade
|
| Revenues Before Loan Losses | 1,668 | 1,658 | 1,479 | 1,073 | 1,024 | 812.4 | Upgrade
|
| Provision for Loan Losses | 171.68 | 195.61 | 202.61 | 152.51 | 140.2 | 141.39 | Upgrade
|
| Revenue | 1,496 | 1,463 | 1,277 | 920.45 | 884.14 | 671.01 | Upgrade
|
| Revenue Growth (YoY) | 11.80% | 14.59% | 38.68% | 4.11% | 31.76% | -2.34% | Upgrade
|
| Salaries and Employee Benefits | 324.7 | 321.5 | 300.27 | 272.33 | 269.9 | 250.88 | Upgrade
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| Occupancy Expenses | 51.73 | 52.32 | 53.84 | 45.27 | 37.36 | 44.02 | Upgrade
|
| Amortization of Goodwill & Intangibles | 20.32 | 19.93 | 18.65 | 17.21 | 16.68 | 16.66 | Upgrade
|
| Selling, General & Administrative | 324.57 | 338.92 | 321.89 | 307.91 | 291.11 | 278.94 | Upgrade
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| Other Non-Interest Expense | -76.02 | -77.06 | -41.5 | -53.56 | -72.31 | -50.01 | Upgrade
|
| Total Non-Interest Expense | 601.31 | 610.89 | 614.62 | 561.4 | 506.84 | 513.5 | Upgrade
|
| EBT Excluding Unusual Items | 894.85 | 851.81 | 661.89 | 359.05 | 377.3 | 157.51 | Upgrade
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| Asset Writedown | -7.23 | -7.23 | -2.29 | -2.76 | -0.88 | -0.71 | Upgrade
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| Other Unusual Items | 0.05 | 0.68 | 0.09 | -2.31 | -2.9 | 0.03 | Upgrade
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| Pretax Income | 883.14 | 840.73 | 660.28 | 353.89 | 374.55 | 156.93 | Upgrade
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| Income Tax Expense | 280.12 | 265.79 | 199.12 | 102.57 | 99.53 | 47.18 | Upgrade
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| Earnings From Continuing Operations | 603.02 | 574.94 | 461.16 | 251.32 | 275.02 | 109.74 | Upgrade
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| Minority Interest in Earnings | - | - | - | - | -6.39 | -3.15 | Upgrade
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| Net Income | 603.02 | 574.94 | 461.16 | 251.32 | 268.63 | 106.6 | Upgrade
|
| Net Income to Common | 603.02 | 574.94 | 461.16 | 251.32 | 268.63 | 106.6 | Upgrade
|
| Net Income Growth | 17.78% | 24.67% | 83.49% | -6.44% | 152.01% | -22.44% | Upgrade
|
| Basic Shares Outstanding | 448 | 450 | 450 | - | - | 450 | Upgrade
|
| Diluted Shares Outstanding | 448 | 450 | 450 | - | - | 450 | Upgrade
|
| Shares Change (YoY) | -0.29% | 0.01% | - | - | - | -0.00% | Upgrade
|
| EPS (Basic) | 1.34 | 1.28 | 1.03 | - | - | 0.24 | Upgrade
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| EPS (Diluted) | 1.34 | 1.28 | 1.02 | - | - | 0.24 | Upgrade
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| EPS Growth | 18.00% | 24.71% | - | - | - | -22.44% | Upgrade
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| Dividend Per Share | - | 0.800 | 0.560 | 0.280 | 0.200 | 0.060 | Upgrade
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| Dividend Growth | - | 42.86% | 100.00% | 40.00% | 233.33% | - | Upgrade
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| Effective Tax Rate | 31.72% | 31.61% | 30.16% | 28.98% | 26.57% | 30.07% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.