Credito Emiliano S.p.A. (BIT:CE)
Italy
· Delayed Price · Currency is EUR 12.42
-0.12 (-0.96%)
May 13, 2025, 5:35 PM CET
Credito Emiliano Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | - | 2,076 | 1,894 | 862.09 | 584.08 | 552.24 | Upgrade
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| Interest Income on Investments | - | 43 | 40.39 | 30.78 | 0.17 | 0.47 | Upgrade
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| Total Interest Income | - | 2,119 | 1,935 | 892.88 | 584.24 | 552.71 | Upgrade
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| Interest Paid on Deposits | - | 855.43 | 722.82 | 147.67 | 94.45 | 66.18 | Upgrade
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| Net Interest Income | 1,212 | 1,264 | 1,212 | 745.21 | 489.8 | 486.54 | Upgrade
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| Net Interest Income Growth (YoY) | -4.62% | 4.30% | 62.61% | 52.15% | 0.67% | 1.27% | Upgrade
|
| Income From Trading Activities | 26.05 | 26.05 | 35.57 | 13.12 | 14.39 | 25.5 | Upgrade
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| Gain (Loss) on Sale of Investments | 95.26 | 95.26 | 102.97 | -52.72 | 198.38 | 137.37 | Upgrade
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| Other Non-Interest Income | 574.79 | 573.39 | 530.52 | 701 | 613.42 | 504.52 | Upgrade
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| Total Non-Interest Income | 721.03 | 719.63 | 670.49 | 692.83 | 829.32 | 684.04 | Upgrade
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| Non-Interest Income Growth (YoY) | 9.48% | 7.33% | -3.23% | -16.46% | 21.24% | -1.84% | Upgrade
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| Revenues Before Loan Losses | 1,933 | 1,983 | 1,882 | 1,438 | 1,319 | 1,171 | Upgrade
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| Provision for Loan Losses | 53.7 | 46.1 | 58.77 | 55.85 | 28.72 | 103.94 | Upgrade
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| Revenue | 1,880 | 1,937 | 1,823 | 1,382 | 1,290 | 1,067 | Upgrade
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| Revenue Growth (YoY) | 0.38% | 6.25% | 31.93% | 7.11% | 20.98% | -4.29% | Upgrade
|
| Salaries and Employee Benefits | 620.35 | 613.75 | 579.1 | 546.27 | 550.68 | 513.12 | Upgrade
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| Occupancy Expenses | 45.05 | 44.55 | 46.08 | 44.43 | 43.91 | 41.16 | Upgrade
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| Amortization of Goodwill & Intangibles | 63.05 | 63.05 | 58.86 | 53.23 | 49.3 | 45.25 | Upgrade
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| Selling, General & Administrative | 186.42 | 179.82 | 171.84 | 171.18 | 158.78 | 123.93 | Upgrade
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| Other Non-Interest Expense | 2.53 | 132.93 | 147.44 | 93.68 | 109.81 | 89 | Upgrade
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| Total Non-Interest Expense | 909.77 | 1,026 | 998.36 | 901.82 | 906.15 | 806 | Upgrade
|
| EBT Excluding Unusual Items | 970.02 | 910.92 | 825.14 | 480.37 | 384.25 | 260.64 | Upgrade
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| Asset Writedown | 0.18 | 0.18 | - | - | - | - | Upgrade
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| Legal Settlements | - | - | - | 1.23 | -3.91 | -4.11 | Upgrade
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| Other Unusual Items | - | - | - | -6.41 | 85.84 | -4 | Upgrade
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| Pretax Income | 970.19 | 911.09 | 825.14 | 475.19 | 466.18 | 252.53 | Upgrade
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| Income Tax Expense | 281.74 | 291.04 | 263.02 | 149.05 | 113.59 | 50.8 | Upgrade
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| Earnings From Continuing Operations | 688.45 | 620.05 | 562.12 | 326.14 | 352.59 | 201.73 | Upgrade
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| Minority Interest in Earnings | - | - | - | -0.02 | -0.17 | -0.13 | Upgrade
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| Net Income | 688.45 | 620.05 | 562.12 | 326.12 | 352.43 | 201.6 | Upgrade
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| Net Income to Common | 688.45 | 620.05 | 562.12 | 326.12 | 352.43 | 201.6 | Upgrade
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| Net Income Growth | 17.04% | 10.31% | 72.37% | -7.46% | 74.82% | 0.14% | Upgrade
|
| Basic Shares Outstanding | 341 | 340 | 340 | 340 | 335 | 332 | Upgrade
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| Diluted Shares Outstanding | 341 | 340 | 340 | 340 | 335 | 332 | Upgrade
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| Shares Change (YoY) | - | 0.16% | -0.13% | 1.55% | 1.10% | 0.15% | Upgrade
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| EPS (Basic) | 2.02 | 1.82 | 1.65 | 0.96 | 1.05 | 0.61 | Upgrade
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| EPS (Diluted) | 2.02 | 1.82 | 1.65 | 0.93 | 1.05 | 0.61 | Upgrade
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| EPS Growth | - | 10.30% | 77.42% | -11.43% | 72.69% | 0.03% | Upgrade
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| Dividend Per Share | - | 0.750 | 0.450 | 0.330 | 0.300 | 0.200 | Upgrade
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| Dividend Growth | - | 66.67% | 36.36% | 10.00% | 50.00% | - | Upgrade
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| Effective Tax Rate | 29.04% | 31.94% | 31.88% | 31.37% | 24.37% | 20.12% | Upgrade
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Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.