Credito Emiliano S.p.A. (BIT:CE)

Credito Emiliano Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	668.05	620.05	562.12	326.12	352.43	201.6
Depreciation & Amortization	52.31	51.07	109.4	101.96	4.02	3.5
Other Amortization	60.94	60.94	-	-	-	-
Gain (Loss) on Sale of Investments	48.59	31.13	282.56	224.55	3.3	-50.18
Total Asset Writedown	-0.18	-0.18	-	-	93.21	86.4
Provision for Credit Losses	89.14	85.24	95.75	84.73	58.49	128.53
Change in Trading Asset Securities	561.05	-398.79	490.67	-624.93	-3,222	2,864
Change in Other Net Operating Assets	-3,808	-2,490	1,576	4,081	3,075	-2,899
Other Operating Activities	372.12	247.32	71.33	-857.14	-228.6	-249.12
Operating Cash Flow	-1,956	-1,793	3,188	3,336	135.81	86.15
Operating Cash Flow Growth	-	-	-4.44%	2356.38%	57.64%	-35.97%
Capital Expenditures	-31.3	-52.74	-49.58	-44.84	-77.8	-39.03
Sale of Property, Plant and Equipment	0.97	6.34	4.89	1.88	15.22	16.69
Cash Acquisitions	-	-	-0.85	-	-	-
Investment in Securities	-0.43	-0.32	-1.01	-0.25	-0.82	-0.37
Purchase / Sale of Intangibles	-60.26	-60.26	-63.5	-57.58	-63.02	-46.81
Other Investing Activities	-	-	0	-	-	-
Investing Cash Flow	-91.03	-106.97	-110.05	-100.79	-126.43	-69.53
Issuance of Common Stock	0.13	2.83	3.4	-	51.11	2.12
Repurchase of Common Stock	-2.36	-	-	-6.05	-	-
Common Dividends Paid	-323.96	-221.39	-112.23	-102.3	-66.3	-
Financing Cash Flow	-326.19	-218.56	-108.84	-108.34	-15.18	2.12
Net Cash Flow	-2,373	-2,119	2,969	3,127	-5.81	18.74
Free Cash Flow	-1,987	-1,846	3,138	3,291	58.01	47.12
Free Cash Flow Growth	-	-	-4.64%	5573.64%	23.12%	-57.49%
Free Cash Flow Margin	-107.39%	-95.28%	172.10%	238.11%	4.50%	4.42%
Free Cash Flow Per Share	-5.83	-5.42	9.23	9.67	0.17	0.14

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.