Finanza.tech Statistics

Total Valuation

Finanza.tech has a market cap or net worth of EUR 5.77 million. The enterprise value is 7.91 million.

Market Cap	5.77M
Enterprise Value	7.91M

Important Dates

The next estimated earnings date is Tuesday, June 17, 2025.

Earnings Date	Jun 17, 2025
Ex-Dividend Date	n/a

Share Statistics

Finanza.tech has 13.33 million shares outstanding.

Current Share Class	13.33M
Shares Outstanding	13.33M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 36.88 and the forward PE ratio is 28.86.

PE Ratio	36.88
Forward PE	28.86
PS Ratio	0.65
PB Ratio	0.73
P/TBV Ratio	1.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.66, with an EV/FCF ratio of -6.39.

EV / Earnings	50.51
EV / Sales	0.89
EV / EBITDA	5.66
EV / EBIT	14.94
EV / FCF	-6.39

Financial Position

The company has a current ratio of 2.17, with a Debt / Equity ratio of 0.28.

Current Ratio	2.17
Quick Ratio	2.16
Debt / Equity	0.28
Debt / EBITDA	1.61
Debt / FCF	-1.81
Interest Coverage	4.48

Financial Efficiency

Return on equity (ROE) is 1.99% and return on invested capital (ROIC) is 3.45%.

Return on Equity (ROE)	1.99%
Return on Assets (ROA)	2.17%
Return on Invested Capital (ROIC)	3.45%
Return on Capital Employed (ROCE)	5.27%
Revenue Per Employee	241,417
Profits Per Employee	4,231
Employee Count	37
Asset Turnover	0.58
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -49.06% in the last 52 weeks. The beta is 0.80, so Finanza.tech's price volatility has been lower than the market average.

Beta (5Y)	0.80
52-Week Price Change	-49.06%
50-Day Moving Average	0.43
200-Day Moving Average	0.66
Relative Strength Index (RSI)	56.99
Average Volume (20 Days)	12,450

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Finanza.tech had revenue of EUR 8.93 million and earned 156,551 in profits.

Revenue	8.93M
Gross Profit	3.55M
Operating Income	529,074
Pretax Income	457,157
Net Income	156,551
EBITDA	1.40M
EBIT	529,074
Earnings Per Share (EPS)	n/a

Full Income Statement

Balance Sheet

The company has 109,172 in cash and 2.24 million in debt, giving a net cash position of -2.13 million or -0.16 per share.

Cash & Cash Equivalents	109,172
Total Debt	2.24M
Net Cash	-2.13M
Net Cash Per Share	-0.16
Equity (Book Value)	7.88M
Book Value Per Share	n/a
Working Capital	5.61M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.07 million and capital expenditures -165,000, giving a free cash flow of -1.24 million.

Operating Cash Flow	-1.07M
Capital Expenditures	-165,000
Free Cash Flow	-1.24M
FCF Per Share	-0.09

Full Cash Flow Statement

Margins

Gross margin is 39.75%, with operating and profit margins of 5.92% and 1.75%.

Gross Margin	39.75%
Operating Margin	5.92%
Pretax Margin	5.12%
Profit Margin	1.75%
EBITDA Margin	15.64%
EBIT Margin	5.92%
FCF Margin	n/a

Dividends & Yields

Finanza.tech does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.71%
FCF Yield	-21.44%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Finanza.tech has an Altman Z-Score of 2.2. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.2
Piotroski F-Score	n/a