Banca IFIS S.p.A. (BIT:IF)

Banca IFIS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	505.02	857.53	603.13	355.38	291.6
Investment Securities	-	1,496	1,543	1,404	902.54	974.74
Trading Asset Securities	-	20.68	20	44.06	31.71	52.15
Total Investments	-	1,517	1,563	1,448	934.25	1,027
Gross Loans	-	11,163	10,949	10,468	10,612	9,448
Allowance for Loan Losses	-	-281.15	-293.69	-249.96	-273.65	-309.62
Net Loans	-	10,882	10,656	10,218	10,339	9,139
Property, Plant & Equipment	-	166.46	142.85	125.92	119.77	114.58
Goodwill	-	38.02	38.02	38.02	38.79	38.8
Other Intangible Assets	-	47.47	38.65	26.24	22.81	22.17
Investments in Real Estate	-	0.21	0.41	0.42	0.49	0.57
Accrued Interest Receivable	-	68.46	59.83	51.81	41.2	35.02
Other Receivables	-	333.03	399.66	449.76	796.8	1,000
Restricted Cash	-	73.19	25.49	6.15	29.37	30.06
Other Current Assets	-	0.8	0.81	1.09	2.04	1.15
Long-Term Deferred Tax Assets	-	171.43	238.83	264.26	284.13	307.18
Other Long-Term Assets	-	22.71	31	29.34	14.31	19.23
Total Assets	-	13,826	14,051	13,262	12,978	12,026
Accounts Payable	-	105.24	133.14	122.83	93.77	98.33
Accrued Expenses	-	65.08	61.27	44.11	39.21	33.26
Interest Bearing Deposits	-	6,039	5,588	5,209	5,731	5,637
Non-Interest Bearing Deposits	-	7.39	0.02	4.21	6.23	4.99
Total Deposits	-	6,046	5,588	5,213	5,737	5,642
Short-Term Borrowings	-	1,705	1,087	807.78	223.5	18.55
Current Income Taxes Payable	-	23.35	26.03	21.96	16.7	12.02
Other Current Liabilities	-	40.06	40.23	58.38	48.81	60.06
Long-Term Debt	-	3,867	5,173	5,142	4,836	4,299
Long-Term Leases	-	23.53	22.7	21.73	16.13	16.89
Pension & Post-Retirement Benefits	-	7.57	7.91	7.7	9.34	9.24
Long-Term Deferred Tax Liabilities	-	28.58	31.69	30.34	32.46	36.14
Other Long-Term Liabilities	-	165.98	185.91	194.29	300.57	250.43
Total Liabilities	-	12,078	12,358	11,665	11,354	10,476
Common Stock	-	53.81	53.81	53.81	53.81	53.81
Additional Paid-In Capital	-	85.39	84.11	83.77	102.97	102.49
Retained Earnings	-	1,632	1,592	1,518	1,465	1,384
Treasury Stock	-	-20.97	-21.82	-22.1	-2.85	-2.95
Comprehensive Income & Other	-	-17.42	-28.5	-48.53	-22.69	-13.95
Total Common Equity	1,732	1,732	1,679	1,585	1,596	1,524
Minority Interest	-	15.84	14.24	12.43	27.79	26.27
Shareholders' Equity	1,748	1,748	1,694	1,598	1,624	1,550
Total Liabilities & Equity	-	13,826	14,051	13,262	12,978	12,026
Total Debt	5,595	5,595	6,283	5,972	5,076	4,334
Net Cash (Debt)	-5,067	-5,067	-5,404	-5,322	-4,662	-3,953
Net Cash Per Share	-96.39	-94.92	-102.80	-100.97	-87.20	-73.94
Filing Date Shares Outstanding	52.57	52.57	52.47	52.43	53.47	53.46
Total Common Shares Outstanding	52.57	52.57	52.47	52.43	53.47	53.46
Book Value Per Share	32.95	32.95	32.01	30.24	29.85	28.50
Tangible Book Value	1,647	1,647	1,603	1,521	1,534	1,463
Tangible Book Value Per Share	31.32	31.32	30.55	29.01	28.70	27.36

Updated Feb 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.