Banca IFIS S.p.A. (BIT:IF)

Banca IFIS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	409.63	505.02	857.53	603.13	355.38	291.6
Investment Securities	1,250	1,496	1,543	1,404	902.54	974.74
Trading Asset Securities	29.44	20.68	20	44.06	31.71	52.15
Total Investments	1,280	1,517	1,563	1,448	934.25	1,027
Gross Loans	10,704	11,163	10,949	10,468	10,612	9,448
Allowance for Loan Losses	-	-281.15	-293.69	-249.96	-273.65	-309.62
Net Loans	10,704	10,882	10,656	10,218	10,339	9,139
Property, Plant & Equipment	192.5	166.46	142.85	125.92	119.77	114.58
Goodwill	38.02	38.02	38.02	38.02	38.79	38.8
Other Intangible Assets	52.49	47.47	38.65	26.24	22.81	22.17
Investments in Real Estate	-	0.21	0.41	0.42	0.49	0.57
Accrued Interest Receivable	-	68.46	59.83	51.81	41.2	35.02
Other Receivables	881.86	333.03	399.66	449.76	796.8	1,000
Restricted Cash	-	73.19	25.49	6.15	29.37	30.06
Other Current Assets	4.68	0.8	0.81	1.09	2.04	1.15
Long-Term Deferred Tax Assets	167.98	171.43	238.83	264.26	284.13	307.18
Other Long-Term Assets	230.8	22.71	31	29.34	14.31	19.23
Total Assets	13,961	13,826	14,051	13,262	12,978	12,026
Accounts Payable	-	105.24	133.14	122.83	93.77	98.33
Accrued Expenses	0.12	65.08	61.27	44.11	39.21	33.26
Interest Bearing Deposits	5,682	6,039	5,588	5,209	5,731	5,637
Non-Interest Bearing Deposits	-	7.39	0.02	4.21	6.23	4.99
Total Deposits	5,682	6,046	5,588	5,213	5,737	5,642
Short-Term Borrowings	2,082	1,705	1,087	807.78	223.5	18.55
Current Income Taxes Payable	17.41	23.35	26.03	21.96	16.7	12.02
Other Current Liabilities	-	40.06	40.23	58.38	48.81	60.06
Long-Term Debt	3,889	3,867	5,173	5,142	4,836	4,299
Long-Term Leases	23.89	23.53	22.7	21.73	16.13	16.89
Pension & Post-Retirement Benefits	7.59	7.57	7.91	7.7	9.34	9.24
Long-Term Deferred Tax Liabilities	31.5	28.58	31.69	30.34	32.46	36.14
Other Long-Term Liabilities	429.4	165.98	185.91	194.29	300.57	250.43
Total Liabilities	12,162	12,078	12,358	11,665	11,354	10,476
Common Stock	53.81	53.81	53.81	53.81	53.81	53.81
Additional Paid-In Capital	93.36	85.39	84.11	83.77	102.97	102.49
Retained Earnings	87.12	1,632	1,592	1,518	1,465	1,384
Treasury Stock	-13.7	-20.97	-21.82	-22.1	-2.85	-2.95
Comprehensive Income & Other	1,563	-17.42	-28.5	-48.53	-22.69	-13.95
Total Common Equity	1,783	1,732	1,679	1,585	1,596	1,524
Minority Interest	15.57	15.84	14.24	12.43	27.79	26.27
Shareholders' Equity	1,799	1,748	1,694	1,598	1,624	1,550
Total Liabilities & Equity	13,961	13,826	14,051	13,262	12,978	12,026
Total Debt	5,995	5,595	6,283	5,972	5,076	4,334
Net Cash (Debt)	-5,556	-5,067	-5,404	-5,322	-4,662	-3,953
Net Cash Per Share	-103.86	-94.92	-102.80	-100.97	-87.20	-73.94
Filing Date Shares Outstanding	60.75	52.57	52.47	52.43	53.47	53.46
Total Common Shares Outstanding	53.07	52.57	52.47	52.43	53.47	53.46
Book Value Per Share	33.60	32.95	32.01	30.24	29.85	28.50
Tangible Book Value	1,693	1,647	1,603	1,521	1,534	1,463
Tangible Book Value Per Share	31.90	31.32	30.55	29.01	28.70	27.36

Updated Feb 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.