Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC)
Italy flag Italy · Delayed Price · Currency is EUR
1.495
-0.030 (-1.97%)
At close: Jun 27, 2025, 5:30 PM CET

BIT:ISC Statistics

Total Valuation

BIT:ISC has a market cap or net worth of EUR 20.51 million. The enterprise value is 22.70 million.

Market Cap 20.51M
Enterprise Value 22.70M

Important Dates

The last earnings date was Thursday, June 12, 2025.

Earnings Date Jun 12, 2025
Ex-Dividend Date n/a

Share Statistics

BIT:ISC has 12.90 million shares outstanding.

Current Share Class 12.90M
Shares Outstanding 12.90M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) 6.19%
Float 5.03M

Valuation Ratios

The trailing PE ratio is 19.69 and the forward PE ratio is 12.05.

PE Ratio 19.69
Forward PE 12.05
PS Ratio 2.34
PB Ratio 1.70
P/TBV Ratio 2.29
P/FCF Ratio 70.86
P/OCF Ratio 68.97
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.68, with an EV/FCF ratio of 78.40.

EV / Earnings 21.79
EV / Sales 2.59
EV / EBITDA 15.68
EV / EBIT 15.96
EV / FCF 78.40

Financial Position

The company has a current ratio of 4.97, with a Debt / Equity ratio of 0.34.

Current Ratio 4.97
Quick Ratio 1.86
Debt / Equity 0.34
Debt / EBITDA 2.81
Debt / FCF 14.04
Interest Coverage 51.81

Financial Efficiency

Return on equity (ROE) is 9.05% and return on invested capital (ROIC) is 5.60%.

Return on Equity (ROE) 9.05%
Return on Assets (ROA) 4.83%
Return on Invested Capital (ROIC) 5.60%
Return on Capital Employed (ROCE) 8.35%
Revenue Per Employee 583,920
Profits Per Employee 69,438
Employee Count 17
Asset Turnover 0.48
Inventory Turnover n/a

Taxes

In the past 12 months, BIT:ISC has paid 368,657 in taxes.

Income Tax 368,657
Effective Tax Rate 26.08%

Stock Price Statistics

The stock price has decreased by -44.15% in the last 52 weeks. The beta is 0.21, so BIT:ISC's price volatility has been lower than the market average.

Beta (5Y) 0.21
52-Week Price Change -44.15%
50-Day Moving Average 1.55
200-Day Moving Average 1.77
Relative Strength Index (RSI) 43.79
Average Volume (20 Days) 5,759

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, BIT:ISC had revenue of EUR 8.76 million and earned 1.04 million in profits. Earnings per share was 0.08.

Revenue 8.76M
Gross Profit 4.02M
Operating Income 1.42M
Pretax Income 1.41M
Net Income 1.04M
EBITDA 1.45M
EBIT 1.42M
Earnings Per Share (EPS) 0.08
Full Income Statement

Balance Sheet

The company has 1.94 million in cash and 4.06 million in debt, giving a net cash position of -2.12 million or -0.16 per share.

Cash & Cash Equivalents 1.94M
Total Debt 4.06M
Net Cash -2.12M
Net Cash Per Share -0.16
Equity (Book Value) 12.07M
Book Value Per Share 0.93
Working Capital 6.72M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 297,385 and capital expenditures -7,916, giving a free cash flow of 289,469.

Operating Cash Flow 297,385
Capital Expenditures -7,916
Free Cash Flow 289,469
FCF Per Share 0.02
Full Cash Flow Statement

Margins

Gross margin is 45.84%, with operating and profit margins of 16.24% and 11.89%.

Gross Margin 45.84%
Operating Margin 16.24%
Pretax Margin 16.14%
Profit Margin 11.89%
EBITDA Margin 16.52%
EBIT Margin 16.24%
FCF Margin 3.30%

Dividends & Yields

BIT:ISC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 5.08%
FCF Yield 1.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BIT:ISC has an Altman Z-Score of 3.85 and a Piotroski F-Score of 6.

Altman Z-Score 3.85
Piotroski F-Score 6