Unicaja Banco, S.A. (BME:UNI)

Unicaja Banco Statistics

Total Valuation

Unicaja Banco has a market cap or net worth of EUR 6.16 billion.

Market Cap	6.16B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	Sep 23, 2025

Share Statistics

Unicaja Banco has 2.57 billion shares outstanding. The number of shares has decreased by -2.77% in one year.

Current Share Class	2.57B
Shares Outstanding	2.57B
Shares Change (YoY)	-2.77%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	46.53%
Float	929.20M

Valuation Ratios

The trailing PE ratio is 10.12 and the forward PE ratio is 10.63. Unicaja Banco's PEG ratio is 1.11.

PE Ratio	10.12
Forward PE	10.63
PS Ratio	3.09
PB Ratio	0.88
P/TBV Ratio	0.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.11

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.78
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.05%.

Return on Equity (ROE)	9.05%
Return on Assets (ROA)	0.65%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	262,871
Profits Per Employee	80,465
Employee Count	7,523
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Unicaja Banco has paid 243.78 million in taxes.

Income Tax	243.78M
Effective Tax Rate	28.33%

Stock Price Statistics

The stock price has increased by +107.24% in the last 52 weeks. The beta is 0.71, so Unicaja Banco's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+107.24%
50-Day Moving Average	2.08
200-Day Moving Average	1.66
Relative Strength Index (RSI)	74.90
Average Volume (20 Days)	4,861,689

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Unicaja Banco had revenue of EUR 1.99 billion and earned 609.60 million in profits. Earnings per share was 0.24.

Revenue	1.99B
Gross Profit	1.99B
Operating Income	974.43M
Pretax Income	860.64M
Net Income	609.60M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.24

Balance Sheet

The company has 3.11 billion in cash and 9.70 billion in debt, giving a net cash position of -6.59 billion or -2.56 per share.

Cash & Cash Equivalents	3.11B
Total Debt	9.70B
Net Cash	-6.59B
Net Cash Per Share	-2.56
Equity (Book Value)	6.99B
Book Value Per Share	2.72
Working Capital	-72.86B

Cash Flow

In the last 12 months, operating cash flow was -3.47 billion and capital expenditures -16.28 million, giving a free cash flow of -3.49 billion.

Operating Cash Flow	-3.47B
Capital Expenditures	-16.28M
Free Cash Flow	-3.49B
FCF Per Share	-1.36

Margins

Gross Margin	n/a
Operating Margin	48.93%
Pretax Margin	43.22%
Profit Margin	30.95%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.15, which amounts to a dividend yield of 6.16%.

Dividend Per Share	0.15
Dividend Yield	6.16%
Dividend Growth (YoY)	27.44%
Years of Dividend Growth	3
Payout Ratio	55.80%
Buyback Yield	2.77%
Shareholder Yield	8.96%
Earnings Yield	9.90%
FCF Yield	-56.63%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2