The Jammu and Kashmir Bank Limited (BOM:532209)

BOM:532209 Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	97,832	15,620	17,421	16,577	63,363
Investment Securities	411,217	446,260	415,877	394,765	350,124
Total Investments	411,217	446,260	415,877	394,765	350,124
Gross Loans	1,041,838	937,566	822,776	703,931	668,417
Net Loans	1,041,838	937,566	822,776	703,931	668,417
Property, Plant & Equipment	21,918	22,577	22,718	19,539	20,128
Accrued Interest Receivable	-	7,948	6,993	5,904	5,805
Restricted Cash	-	66,345	71,568	71,342	31,674
Other Current Assets	-	636.74	1,871	2,630	2,348
Long-Term Deferred Tax Assets	-	1,553	1,829	2,393	2,663
Other Long-Term Assets	121,430	46,540	98,075	88,679	58,206
Total Assets	1,694,235	1,545,046	1,459,126	1,305,760	1,202,729
Interest Bearing Deposits	1,485,520	1,199,401	1,080,345	1,003,092	941,873
Non-Interest Bearing Deposits	-	148,231	139,927	143,936	138,600
Total Deposits	1,485,520	1,347,632	1,220,272	1,147,028	1,080,473
Current Portion of Long-Term Debt	-	15,000	-	-	-
Accrued Interest Payable	-	237.2	289.48	180.43	198.25
Other Current Liabilities	-	3,827	2,985	2,711	2,773
Long-Term Debt	23,828	13,850	28,923	23,708	20,152
Other Long-Term Liabilities	42,804	42,572	107,693	51,362	31,109
Total Liabilities	1,552,152	1,423,119	1,360,163	1,224,989	1,134,706
Common Stock	1,101	1,101	1,031	932.89	713.45
Additional Paid-In Capital	-	29,195	21,824	17,605	10,959
Retained Earnings	-	32,926	28,262	25,269	24,015
Comprehensive Income & Other	140,982	58,706	47,845	36,965	32,335
Shareholders' Equity	142,083	121,927	98,963	80,771	68,023
Total Liabilities & Equity	1,694,235	1,545,046	1,459,126	1,305,760	1,202,729
Total Debt	23,828	28,850	28,923	23,708	20,152
Net Cash (Debt)	74,003	123,289	104,326	80,168	85,594
Net Cash Growth	-39.98%	18.18%	30.13%	-6.34%	23.47%
Net Cash Per Share	67.22	117.19	108.27	96.50	119.97
Filing Date Shares Outstanding	1,100	1,101	1,031	932.89	713.45
Total Common Shares Outstanding	1,100	1,101	1,031	932.89	713.45
Book Value Per Share	129.18	110.72	95.94	86.58	95.34
Tangible Book Value	142,083	121,927	98,963	80,771	68,023
Tangible Book Value Per Share	129.18	110.72	95.94	86.58	95.34

Updated Jan 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.