Yes Bank Limited (BOM:532648)

Yes Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	232,952	210,832	227,022	190,188	200,393
Interest Income on Investments	76,236	65,227	-	-	-
Total Interest Income	309,188	276,059	227,022	190,188	200,393
Interest Paid on Deposits	219,984	195,273	147,998	125,284	126,109
Net Interest Income	89,204	80,786	79,024	64,903	74,283
Net Interest Income Growth (YoY)	10.42%	2.23%	21.76%	-12.63%	9.34%
Gain (Loss) on Sale of Assets	-	-	69.55	-125.88	-34.6
Gain (Loss) on Sale of Investments	-	-	309.37	2,902	8,988
Other Non-Interest Income	61,568	53,550	38,451	31,272	22,117
Total Non-Interest Income	61,568	53,550	38,830	34,048	31,071
Non-Interest Income Growth (YoY)	14.97%	37.91%	14.05%	9.58%	-12.26%
Revenues Before Loan Losses	150,773	134,336	117,854	98,951	105,354
Provision for Loan Losses	10,856	18,866	22,202	14,803	93,799
Revenue	139,917	115,471	95,653	84,148	11,555
Revenue Growth (YoY)	21.17%	20.72%	13.67%	628.22%	-
Salaries and Employee Benefits	40,723	38,561	34,532	29,495	25,173
Occupancy Expenses	-	-	9,303	8,412	8,390
Selling, General & Administrative	694	312.1	1,856	1,546	1,417
Other Non-Interest Expense	66,260	61,221	39,930	30,268	24,194
Total Non-Interest Expense	107,677	100,094	85,839	69,811	59,173
EBT Excluding Unusual Items	32,239	15,377	9,813	14,337	-47,618
Pretax Income	32,239	15,377	9,813	14,337	-47,618
Income Tax Expense	7,773	2,525	2,455	3,696	-12,728
Earnings From Continuing Operations	24,466	12,852	7,358	10,641	-34,889
Minority Interest in Earnings	-1.1	-	-	-	-
Net Income	24,465	12,852	7,358	10,641	-34,889
Net Income to Common	24,465	12,852	7,358	10,641	-34,889
Net Income Growth	90.36%	74.66%	-30.85%	-	-
Basic Shares Outstanding	30,968	28,560	26,160	25,055	21,184
Diluted Shares Outstanding	31,365	29,209	26,246	25,058	21,186
Shares Change (YoY)	7.38%	11.29%	4.74%	18.27%	623.46%
EPS (Basic)	0.79	0.45	0.28	0.42	-1.65
EPS (Diluted)	0.78	0.44	0.28	0.42	-1.65
EPS Growth	77.27%	57.14%	-33.33%	-	-
Effective Tax Rate	24.11%	16.42%	25.02%	25.78%	-

Updated Jan 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.