Aadhar Housing Finance Limited (BOM:544176)
480.80
-0.15 (-0.03%)
At close: Dec 5, 2025
Aadhar Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
| Interest and Dividend Income | 29,861 | 27,190 | 22,752 | 17,763 | 15,383 | 14,269 | Upgrade
|
| Total Interest Expense | 12,695 | 11,581 | 9,715 | 7,836 | 7,382 | 7,941 | Upgrade
|
| Net Interest Income | 17,166 | 15,609 | 13,037 | 9,927 | 8,001 | 6,329 | Upgrade
|
| Commissions and Fees | 2,005 | 1,994 | 1,684 | 1,047 | 735.6 | 758 | Upgrade
|
| Gain (Loss) on Sale of Investments | 222.4 | 222.4 | 223.7 | 317.9 | 234.6 | 87.8 | Upgrade
|
| Other Revenue | 1,733 | 1,683 | 1,211 | 1,306 | 932.5 | 640.3 | Upgrade
|
| Revenue Before Loan Losses | 21,126 | 19,508 | 16,155 | 12,599 | 9,904 | 7,815 | Upgrade
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| Provision for Loan Losses | 649.5 | 570.7 | 412.3 | 492.1 | 487.1 | 552.3 | Upgrade
|
| Revenue | 20,477 | 18,938 | 15,743 | 12,107 | 9,417 | 7,263 | Upgrade
|
| Revenue Growth (YoY) | 17.50% | 20.29% | 30.03% | 28.56% | 29.67% | 42.39% | Upgrade
|
| Salaries & Employee Benefits | 5,040 | 4,645 | 4,035 | 3,220 | 2,482 | 1,888 | Upgrade
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| Cost of Services Provided | 822.9 | 822.9 | 622.1 | 460.9 | 254.7 | 233 | Upgrade
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| Other Operating Expenses | 1,624 | 1,482 | 1,277 | 1,053 | 872.6 | 703.5 | Upgrade
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| Total Operating Expenses | 7,759 | 7,202 | 6,143 | 4,899 | 3,742 | 2,937 | Upgrade
|
| Operating Income | 12,718 | 11,735 | 9,599 | 7,207 | 5,675 | 4,326 | Upgrade
|
| EBT Excluding Unusual Items | 12,718 | 11,735 | 9,599 | 7,207 | 5,675 | 4,326 | Upgrade
|
| Other Unusual Items | - | - | - | -250 | - | - | Upgrade
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| Pretax Income | 12,715 | 11,733 | 9,596 | 6,958 | 5,674 | 4,325 | Upgrade
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| Income Tax Expense | 2,836 | 2,614 | 2,100 | 1,511 | 1,225 | 923.8 | Upgrade
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| Net Income | 9,879 | 9,118 | 7,496 | 5,448 | 4,449 | 3,401 | Upgrade
|
| Net Income to Common | 9,879 | 9,118 | 7,496 | 5,448 | 4,449 | 3,401 | Upgrade
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| Net Income Growth | 18.50% | 21.64% | 37.61% | 22.46% | 30.79% | 79.60% | Upgrade
|
| Shares Outstanding (Basic) | 431 | 425 | 395 | 395 | 395 | 395 | Upgrade
|
| Shares Outstanding (Diluted) | 442 | 437 | 409 | 407 | 407 | 407 | Upgrade
|
| Shares Change (YoY) | 4.68% | 7.04% | 0.41% | -0.06% | 0.15% | 25.12% | Upgrade
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| EPS (Basic) | 22.90 | 21.43 | 18.99 | 13.80 | 11.27 | 8.62 | Upgrade
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| EPS (Diluted) | 22.37 | 20.85 | 18.35 | 13.39 | 10.93 | 8.37 | Upgrade
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| EPS Growth | 13.19% | 13.62% | 37.04% | 22.51% | 30.59% | 43.57% | Upgrade
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| Free Cash Flow | -31,115 | -30,415 | -25,655 | -11,661 | -9,186 | -12,074 | Upgrade
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| Free Cash Flow Per Share | -70.45 | -69.54 | -62.79 | -28.66 | -22.56 | -29.70 | Upgrade
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| Operating Margin | 62.11% | 61.97% | 60.98% | 59.53% | 60.27% | 59.57% | Upgrade
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| Profit Margin | 48.25% | 48.15% | 47.62% | 45.00% | 47.24% | 46.83% | Upgrade
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| Free Cash Flow Margin | -151.95% | -160.60% | -162.97% | -96.32% | -97.54% | -166.25% | Upgrade
|
| Effective Tax Rate | 22.30% | 22.28% | 21.88% | 21.71% | 21.59% | 21.36% | Upgrade
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| Revenue as Reported | 33,821 | 31,089 | 25,870 | 20,435 | 17,286 | 15,756 | Upgrade
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Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.