The Karur Vysya Bank Limited (BOM:590003)

The Karur Vysya Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Net Income	16,048	11,061	6,733	3,594	2,350
Depreciation & Amortization	1,003	1,057	1,192	1,241	1,189
Gain (Loss) on Sale of Assets	-78.31	-10.36	-11.03	-2.23	124.57
Gain (Loss) on Sale of Investments	-1,510	956.86	2,429	2,605	1,073
Provision for Credit Losses	6,205	8,539	6,459	6,591	13,960
Change in Other Net Operating Assets	-119,677	-98,812	-74,798	-24,871	13,817
Other Operating Activities	2,764	7,849	6,863	2,462	451.11
Operating Cash Flow	-95,211	-69,344	-51,128	-8,378	32,967
Capital Expenditures	-980.98	-622.18	-586.07	-765.61	-1,225
Sale of Property, Plant and Equipment	78.31	10.36	11.03	2.23	-
Investment in Securities	-12,062	-12,090	-15,363	-13,025	-13,996
Other Investing Activities	-	-	-	-	-124.57
Investing Cash Flow	-12,965	-12,702	-15,938	-13,789	-15,346
Long-Term Debt Repaid	-4,870	-	-	-	-1,500
Net Debt Issued (Repaid)	-4,870	-	-	-	-1,500
Issuance of Common Stock	83.09	80.81	26.7	-	0.62
Common Dividends Paid	-1,604	-1,279	-403.71	-6.94	-583.92
Net Increase (Decrease) in Deposit Accounts	124,751	81,516	54,083	42,034	-7,929
Other Financing Activities	-550.08	-581.97	-581.97	-581.97	-653.69
Financing Cash Flow	117,810	79,735	53,124	41,445	-10,666
Net Cash Flow	9,634	-2,310	-13,942	19,278	6,955
Free Cash Flow	-96,192	-69,966	-51,714	-9,144	31,742
Free Cash Flow Margin	-202.98%	-201.70%	-185.67%	-36.27%	157.61%
Free Cash Flow Per Share	-119.68	-87.13	-64.61	-11.44	39.71
Cash Interest Paid	550.08	581.97	581.97	581.97	653.69
Cash Income Tax Paid	4,550	-2,050	-3,150	1,400	1,200

Source: S&P Global Market Intelligence. Banks template. Financial Sources.