Bulgarian-American Credit Bank AD (BUL:BACB)

BUL:BACB Ratios and Metrics

Market cap in millions BGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	284	272	140	154	154	154
Market Cap Growth	76.92%	94.69%	-9.60%	-	-	-3.85%
Last Close Price	11.50	11.00	5.32	5.76	5.76	5.76
PE Ratio	7.04	5.57	2.51	3.66	8.54	11.25
PS Ratio	3.07	2.66	1.36	1.89	2.97	3.29
PB Ratio	0.72	0.76	0.43	0.57	0.67	0.72
Debt / Equity Ratio	0.17	0.21	0.14	0.21	0.17	0.18
Return on Equity (ROE)	10.86%	14.29%	18.63%	16.79%	8.13%	6.68%
Return on Assets (ROA)	1.47%	1.76%	2.04%	1.74%	0.89%	0.78%
Earnings Yield	14.21%	17.94%	39.88%	27.31%	11.71%	8.89%
FCF Yield	-58.79%	-47.41%	-20.41%	-68.91%	-51.18%	-89.79%
Dividend Yield	7.02%	-	15.05%	1.74%	-	-
Payout Ratio	0.03%	40.43%	4.44%	-	-	-
Buyback Yield / Dilution	-	-	-	-	-0.00%	-
Total Shareholder Return	7.02%	-	15.05%	1.74%	-0.00%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.