Grupo Aval Acciones y Valores S.A. (BVC:GRUPOAVAL)

BVC:GRUPOAVAL Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	17,624,229	7,278,873	8,412,658	7,246,299	16,524,688	19,674,150
Investment Securities	43,283,988	37,690,206	32,507,486	33,718,062	37,381,561	31,352,931
Trading Asset Securities	28,093,211	13,764,958	12,646,497	9,862,236	8,792,453	9,743,497
Total Investments	71,377,199	51,455,164	45,153,983	43,580,298	46,174,014	41,096,428
Gross Loans	204,875,346	209,327,051	201,813,185	196,840,004	239,530,631	211,554,474
Allowance for Loan Losses	-9,006,348	-10,006,639	-10,035,715	-9,197,514	-11,275,612	-10,905,171
Other Adjustments to Gross Loans	-	-9,190,926	-15,609,415	-8,526,643	-7,957,194	-5,107,309
Net Loans	195,868,998	190,129,486	176,168,055	179,115,847	220,297,825	195,541,994
Property, Plant & Equipment	7,133,688	6,032,167	5,858,749	6,141,848	8,092,632	8,042,721
Goodwill	2,205,919	2,223,608	2,202,222	2,248,217	8,486,560	7,713,817
Other Intangible Assets	35,616,727	36,333,119	33,752,514	31,435,880	26,065,690	20,538,742
Investments in Real Estate	-	972,935	906,469	880,963	852,935	808,556
Other Receivables	12,928,704	10,976,415	9,640,365	8,376,857	6,022,520	5,614,625
Restricted Cash	457,067	9,719,986	10,185,203	9,786,558	20,118,141	14,351,385
Other Current Assets	88,171	7,350,943	3,650,900	2,658,212	3,034,810	2,104,024
Long-Term Deferred Tax Assets	-	1,628,201	1,280,912	1,851,218	1,765,265	861,702
Other Real Estate Owned & Foreclosed	-	78,194	64,447	68,001	177,742	178,357
Other Long-Term Assets	540,096	3,680,292	3,905,119	2,201,038	9,291,103	6,369,369
Total Assets	343,840,798	327,859,383	301,181,596	295,591,236	366,903,925	322,895,870
Accounts Payable	3,609,944	3,253,637	3,474,177	2,803,736	3,228,295	2,664,081
Accrued Expenses	1,453,649	1,320,817	1,147,438	1,150,500	935,663	712,767
Interest Bearing Deposits	211,939,173	200,524,267	181,557,202	172,499,644	233,853,221	211,308,937
Non-Interest Bearing Deposits	670,551	347,910	430,194	841,505	617,201	532,660
Total Deposits	212,609,724	200,872,177	181,987,396	173,341,149	234,470,422	211,841,597
Short-Term Borrowings	26,797,573	22,561,950	20,938,954	10,849,095	11,778,138	8,688,845
Current Portion of Long-Term Debt	-	5,299,548	4,677,301	25,297,468	25,138,973	10,644,728
Current Portion of Leases	-	-	-	143,546	468,393	-
Current Income Taxes Payable	5,834,308	247,502	268,347	228,817	382,348	406,207
Other Current Liabilities	1,230,307	2,143,795	2,426,746	1,903,335	2,530,523	2,336,612
Long-Term Debt	48,139,428	43,129,602	39,505,263	35,395,442	34,588,781	37,774,661
Long-Term Leases	2,635,743	2,866,267	2,791,748	2,192,398	2,413,764	3,025,733
Long-Term Unearned Revenue	3,395,642	4,338,566	3,432,109	3,071,494	3,033,292	2,232,361
Pension & Post-Retirement Benefits	1,099,732	561,659	522,512	464,496	1,163,076	1,201,855
Long-Term Deferred Tax Liabilities	-	5,616,464	5,546,640	5,062,670	4,332,366	3,181,974
Other Long-Term Liabilities	2,398,780	2,484,481	2,942,549	2,865,431	2,968,244	2,744,892
Total Liabilities	309,204,830	294,696,465	269,661,180	264,769,577	327,432,278	287,456,313
Common Stock	23,744	23,744	23,744	23,744	22,281	22,281
Additional Paid-In Capital	9,502,957	9,508,062	9,571,374	9,571,374	8,490,799	8,470,870
Retained Earnings	8,904,210	8,163,434	7,731,773	8,018,417	13,383,391	11,302,134
Comprehensive Income & Other	-19,719	-243,983	-544,219	-1,146,565	1,117,182	862,013
Total Common Equity	18,411,192	17,451,257	16,782,672	16,466,970	23,013,653	20,657,298
Minority Interest	16,224,776	15,711,661	14,737,744	14,354,689	16,457,994	14,782,259
Shareholders' Equity	34,635,968	33,162,918	31,520,416	30,821,659	39,471,647	35,439,557
Total Liabilities & Equity	343,840,798	327,859,383	301,181,596	295,591,236	366,903,925	322,895,870
Total Debt	77,572,744	73,857,367	67,913,266	73,877,949	74,388,049	60,133,967
Net Cash (Debt)	-31,855,304	-52,813,536	-46,854,111	-56,769,414	-49,070,908	-30,716,320
Net Cash Per Share	-1341.64	-2224.34	-1973.35	-2453.04	-2202.36	-1378.59
Filing Date Shares Outstanding	23,743	23,743	23,743	23,743	22,281	22,281
Total Common Shares Outstanding	23,743	23,743	23,743	23,743	22,281	22,281
Book Value Per Share	775.42	734.99	706.83	693.54	1032.88	927.13
Tangible Book Value	-19,411,454	-21,105,470	-19,172,064	-17,217,127	-11,538,597	-7,595,261
Tangible Book Value Per Share	-817.55	-888.90	-807.47	-725.13	-517.87	-340.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.