Caja Rural de Ahorro y Crédito Los Andes S.A. (BVL:CRANDEC1)

BVL:CRANDEC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	107.85	29.95	46.83	26.28	29.59	25.39
Investment Securities	6.83	6.79	4.68	5.06	2.41	6.49
Total Investments	6.83	6.79	4.68	5.06	2.41	6.49
Gross Loans	632.37	609.07	561.21	521.38	457.78	403.96
Allowance for Loan Losses	-59.36	-55.81	-51.4	-53.96	-65.57	-77.86
Net Loans	573.01	553.26	509.81	467.43	392.2	326.09
Property, Plant & Equipment	10.47	10.83	11.14	9.23	8.79	11.79
Goodwill	2.27	2.27	2.27	2.27	2.27	2.27
Other Intangible Assets	7.37	6.68	2.75	0.74	0.38	0.89
Accrued Interest Receivable	-	9.29	8.2	11.57	8.43	11.33
Other Receivables	8.98	5.22	5.3	3.91	0.49	0.17
Restricted Cash	32.9	24.76	33.01	27.24	21.96	73.07
Other Current Assets	14.94	16.26	15.75	13.35	14.65	13.67
Long-Term Deferred Tax Assets	11.46	11.94	13.89	16.08	17.17	13.4
Other Real Estate Owned & Foreclosed	0.11	0.11	0.11	0.07	0.15	0.23
Other Long-Term Assets	-	1.17	1.2	0.97	0.3	0.19
Total Assets	776.18	678.53	654.95	584.21	498.79	484.98
Accounts Payable	4.2	3.84	-	1.5	1.92	1.7
Accrued Expenses	6.46	2.46	-	3.24	2.8	2.64
Interest Bearing Deposits	644.72	554.41	560.89	476.22	385.25	370.1
Non-Interest Bearing Deposits	0.55	0.76	0.5	0.34	0.19	0.2
Total Deposits	645.27	555.18	561.38	476.56	385.44	370.29
Current Portion of Long-Term Debt	-	4.46	6.37	12.92	8.09	21.59
Current Income Taxes Payable	-	-	-	0.76	0.71	0.62
Other Current Liabilities	0.22	0.23	-	1	1.36	0.21
Long-Term Debt	3.88	-	1.88	3.12	16.48	2.24
Long-Term Unearned Revenue	0.27	-	-	-	-	-
Other Long-Term Liabilities	5.66	3.29	8.21	9.03	8.42	2.45
Total Liabilities	665.95	569.46	577.85	508.13	425.23	401.75
Common Stock	73.82	73.82	73.82	73.82	73.82	73.82
Additional Paid-In Capital	70.59	70.59	34.18	34.18	34.18	34.18
Retained Earnings	-34.19	-35.34	-30.89	-31.91	-34.43	-24.76
Shareholders' Equity	110.22	109.07	77.1	76.08	73.57	83.23
Total Liabilities & Equity	776.18	678.53	654.95	584.21	498.79	484.98
Total Debt	3.88	4.46	8.26	16.03	24.57	23.84
Net Cash (Debt)	110.63	32.08	42.94	14.99	7.11	7.73
Net Cash Growth	157.67%	-25.29%	186.41%	110.96%	-8.01%	-89.65%
Net Cash Per Share	1.50	0.43	0.58	0.20	0.10	0.10
Filing Date Shares Outstanding	73.82	73.82	73.82	73.82	73.82	73.82
Total Common Shares Outstanding	73.82	73.82	73.82	73.82	73.82	73.82
Book Value Per Share	1.49	1.48	1.04	1.03	1.00	1.13
Tangible Book Value	100.58	100.12	72.08	73.07	70.91	80.07
Tangible Book Value Per Share	1.36	1.36	0.98	0.99	0.96	1.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.