Creditex S.A.A. (BVL:CRETEXI1)

Creditex Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4.69	6.99	3.39	9.14	11.3	11.71
Cash & Short-Term Investments	4.69	6.99	3.39	9.14	11.3	11.71
Cash Growth	-48.01%	106.19%	-62.88%	-19.15%	-3.47%	48.72%
Accounts Receivable	68.53	70.19	56.12	63.01	58.35	44.81
Other Receivables	19.85	12.58	9.77	8.78	7.37	6.06
Receivables	88.38	83.45	67.15	73.03	66.86	52.83
Inventory	214.89	182.85	233.52	265.2	172.93	142.43
Prepaid Expenses	2.7	-	-	-	-	-
Other Current Assets	-	5.23	2.93	3.35	2.46	2.86
Total Current Assets	310.67	278.52	306.99	350.71	253.56	209.82
Property, Plant & Equipment	212.39	214.59	223.37	225.18	221.69	230.26
Long-Term Investments	35.37	33.76	34.36	38.81	38.41	24.86
Other Intangible Assets	1.02	1.14	1.36	1.66	1.97	2.35
Other Long-Term Assets	1.64	1.68	1.76	1.85	1.93	-
Total Assets	561.09	529.69	567.85	618.21	517.55	467.29
Accounts Payable	15.54	16.27	11.23	31.82	14.74	16.49
Accrued Expenses	-	8.3	10.26	20.58	14.51	4.34
Short-Term Debt	-	36.41	73.7	48.66	25.33	3.09
Current Portion of Long-Term Debt	76.4	17.08	6.75	16.08	4.9	8.95
Current Portion of Leases	1.28	6.42	6.54	4.47	2.07	2.94
Current Income Taxes Payable	-	2.76	2.82	6.49	5.08	2.15
Current Unearned Revenue	-	2.64	2.59	7.78	5.71	2.67
Other Current Liabilities	25.18	4.71	5.84	5.27	5.27	4.79
Total Current Liabilities	118.39	94.59	119.73	141.13	77.62	45.41
Long-Term Debt	-	-	0.11	0.36	2.63	17.46
Long-Term Leases	1.31	2.71	7.94	7.86	0.88	1.4
Long-Term Unearned Revenue	-	-	-	-	0.02	0.28
Long-Term Deferred Tax Liabilities	43.96	43.17	44.23	47.42	51.79	49.6
Total Liabilities	164.14	140.46	172.01	196.77	132.94	114.15
Common Stock	173.67	173.67	173.67	173.67	173.67	173.67
Additional Paid-In Capital	0.05	0.05	0.05	0.05	0.05	0.05
Retained Earnings	175.79	169.2	175.45	201.1	167.9	145.99
Comprehensive Income & Other	47.45	46.31	46.68	46.62	42.98	33.43
Shareholders' Equity	396.96	389.22	395.84	421.44	384.61	353.15
Total Liabilities & Equity	561.09	529.69	567.85	618.21	517.55	467.29
Total Debt	78.99	62.61	95.04	77.42	35.82	33.83
Net Cash (Debt)	-74.3	-55.62	-91.65	-68.28	-24.52	-22.13
Net Cash Per Share	-0.43	-0.32	-0.53	-0.39	-0.14	-0.13
Filing Date Shares Outstanding	173.67	173.67	173.67	173.67	173.67	173.67
Total Common Shares Outstanding	173.67	173.67	173.67	173.67	173.67	173.67
Working Capital	192.28	183.94	187.26	209.58	175.93	164.41
Book Value Per Share	2.29	2.24	2.28	2.43	2.21	2.03
Tangible Book Value	395.94	388.09	394.48	419.78	382.64	350.8
Tangible Book Value Per Share	2.28	2.23	2.27	2.42	2.20	2.02
Land	-	112.1	112.1	-	-	112.9
Buildings	-	181.65	181.29	-	-	178.47
Machinery	-	433.46	435.07	-	-	424.35
Construction In Progress	-	1.21	1.06	-	-	0.59

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.