Creditex S.A.A. (BVL:CRETEXI1)

Creditex Ratios and Metrics

Market cap in millions PEN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 29, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	149	123	123	135	177	126
Market Cap Growth	19.86%	-0.26%	-8.89%	-23.52%	40.69%	-7.35%
Enterprise Value	223	193	242	209	207	170
Last Close Price	0.80	0.81	0.84	0.67	0.67	0.70
PE Ratio	13.56	-	-	2.79	5.20	-
PS Ratio	0.41	0.35	0.38	0.31	0.52	0.58
PB Ratio	0.37	0.32	0.31	0.32	0.46	0.36
P/TBV Ratio	0.38	0.32	0.31	0.32	0.46	0.36
P/FCF Ratio	5.89	3.22	-	-	76.74	3.38
P/OCF Ratio	5.08	3.02	80.47	-	31.30	3.27
EV/Sales Ratio	0.62	0.55	0.75	0.47	0.60	0.78
EV/EBITDA Ratio	8.07	19.21	37.72	2.75	4.04	14.06
EV/EBIT Ratio	14.64	-	-	3.23	5.20	520.48
EV/FCF Ratio	8.83	5.06	-	-	89.82	4.56
Debt / Equity Ratio	0.20	0.16	0.24	0.18	0.09	0.10
Debt / EBITDA Ratio	2.86	5.67	13.07	1.01	0.69	2.35
Debt / FCF Ratio	3.13	1.64	-	-	15.57	0.91
Asset Turnover	0.64	0.64	0.55	0.78	0.70	0.44
Inventory Turnover	1.41	1.51	1.18	1.54	1.69	1.22
Quick Ratio	0.79	0.95	0.58	0.57	0.99	1.38
Current Ratio	2.62	2.95	2.56	2.49	3.27	4.62
Return on Equity (ROE)	2.63%	-1.59%	-2.34%	12.01%	9.21%	-0.48%
Return on Assets (ROA)	1.68%	-0.22%	-0.60%	7.11%	5.05%	0.04%
Return on Capital (ROIC)	1.97%	-0.26%	-0.71%	8.78%	6.16%	0.05%
Return on Capital Employed (ROCE)	3.40%	-	-	13.50%	9.00%	0.10%
Earnings Yield	6.91%	-5.09%	-7.76%	35.85%	19.23%	-1.38%
FCF Yield	16.98%	31.04%	-2.17%	-15.96%	1.30%	29.62%
Dividend Yield	-	-	-	10.41%	10.41%	9.95%
Payout Ratio	0.62%	-	-	24.96%	35.48%	-
Total Shareholder Return	-	-	-	10.41%	10.41%	9.95%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.