Financiera Oh! S.A. (BVL:FINOHC1)
Peru
· Delayed Price · Currency is PEN 1.130
0.00 (0.00%)
Last updated: Dec 2, 2025, 9:30 AM PET
Financiera Oh! Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 481.52 | 482.03 | 530.57 | 526.75 | 368.09 | 437.2 | Upgrade
|
| Total Interest Expense | 82.98 | 100.64 | 116.64 | 86.01 | 51.87 | 77.52 | Upgrade
|
| Net Interest Income | 398.54 | 381.39 | 413.93 | 440.74 | 316.22 | 359.68 | Upgrade
|
| Commissions and Fees | 220.59 | 211.68 | 218.9 | 201.55 | 163.23 | 158.68 | Upgrade
|
| Other Revenue | 0.84 | -0.18 | 1.03 | 1.47 | -1.85 | 0.82 | Upgrade
|
| Revenue Before Loan Losses | 619.97 | 592.89 | 633.85 | 643.76 | 477.61 | 519.18 | Upgrade
|
| Provision for Loan Losses | 227.41 | 293.32 | 387.84 | 238.01 | 112.71 | 327.41 | Upgrade
|
| Revenue | 392.55 | 299.57 | 246.01 | 405.75 | 364.9 | 191.77 | Upgrade
|
| Revenue Growth (YoY) | 58.00% | 21.77% | -39.37% | 11.19% | 90.28% | -48.08% | Upgrade
|
| Cost of Services Provided | 308.85 | 298.59 | 328.11 | 339.05 | 293.23 | 249.25 | Upgrade
|
| Other Operating Expenses | 6.95 | 5.89 | 5.57 | 6.86 | 4.98 | 5.34 | Upgrade
|
| Total Operating Expenses | 344.09 | 316.88 | 344.48 | 357.06 | 308.54 | 264.57 | Upgrade
|
| Operating Income | 48.47 | -17.32 | -98.46 | 48.69 | 56.36 | -72.79 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.71 | 0.93 | 0.14 | 0.19 | 0.2 | 0.19 | Upgrade
|
| EBT Excluding Unusual Items | 40.64 | -33.2 | -104.18 | 54.9 | 55.62 | -78.7 | Upgrade
|
| Pretax Income | 39.79 | -33.2 | -104.18 | 54.9 | 50.35 | -85.7 | Upgrade
|
| Income Tax Expense | 13.94 | -0.95 | -19.61 | 22.77 | 21.87 | -18.08 | Upgrade
|
| Net Income | 25.84 | -32.25 | -84.57 | 32.13 | 28.48 | -67.62 | Upgrade
|
| Net Income to Common | 25.84 | -32.25 | -84.57 | 32.13 | 28.48 | -67.62 | Upgrade
|
| Net Income Growth | - | - | - | 12.83% | - | - | Upgrade
|
| Shares Outstanding (Basic) | 420 | 407 | 323 | 294 | 320 | 310 | Upgrade
|
| Shares Outstanding (Diluted) | 420 | 407 | 323 | 294 | 320 | 310 | Upgrade
|
| Shares Change (YoY) | 9.41% | 26.25% | 9.85% | -8.33% | 3.36% | -3.91% | Upgrade
|
| EPS (Basic) | 0.06 | -0.08 | -0.26 | 0.11 | 0.09 | -0.22 | Upgrade
|
| EPS (Diluted) | 0.06 | -0.08 | -0.26 | 0.11 | 0.09 | -0.22 | Upgrade
|
| EPS Growth | - | - | - | 23.08% | - | - | Upgrade
|
| Free Cash Flow | 62.14 | 259.11 | 46.97 | 157.24 | -310.63 | 452.23 | Upgrade
|
| Free Cash Flow Per Share | 0.15 | 0.64 | 0.15 | 0.54 | -0.97 | 1.46 | Upgrade
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| Operating Margin | 12.35% | -5.78% | -40.02% | 12.00% | 15.45% | -37.96% | Upgrade
|
| Profit Margin | 6.58% | -10.76% | -34.38% | 7.92% | 7.80% | -35.26% | Upgrade
|
| Free Cash Flow Margin | 15.83% | 86.50% | 19.09% | 38.75% | -85.13% | 235.82% | Upgrade
|
| Effective Tax Rate | 35.04% | - | - | 41.48% | 43.45% | - | Upgrade
|
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.