Banco Mercantil do Brasil S.A. (BVMF:BMEB3)

Banco Mercantil do Brasil Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	752.18	420.9	200.57	184.49	151.05
Depreciation & Amortization	61.81	78.36	69.15	63.86	53.45
Other Amortization	30.8	-	-	-	-
Gain (Loss) on Sale of Assets	0.82	-0.63	-2.25	-8.47	48.45
Gain (Loss) on Sale of Investments	-	-	-	-	-141.38
Total Asset Writedown	7.9	4.82	4.36	15.75	-33.88
Provision for Credit Losses	461.01	487.24	327.43	344.7	326.31
Change in Other Net Operating Assets	-3,586	-4,310	-2,032	-2,519	-2,128
Other Operating Activities	190.1	176.89	102.15	-24.58	354.84
Operating Cash Flow	-2,076	-3,142	-1,330	-1,940	-1,367
Capital Expenditures	-43.22	-52.78	-27.02	-38.32	-80.18
Sale of Property, Plant and Equipment	15.42	2.54	19.03	81.87	82.95
Cash Acquisitions	-	-	-	-	-0.75
Investment in Securities	-310.7	37.66	260.72	103.3	42.6
Purchase / Sale of Intangibles	-97.96	-54.89	-47.99	-34.25	-31.52
Investing Cash Flow	-436.46	-67.46	204.74	112.6	13.1
Long-Term Debt Issued	65.47	1,225	159.52	9.25	42.05
Long-Term Debt Repaid	-	-	-	-	-780.61
Net Debt Issued (Repaid)	65.47	1,225	159.52	9.25	-738.56
Issuance of Common Stock	-	-	1.7	-	-
Repurchase of Common Stock	-	-	-	-5.61	-
Common Dividends Paid	-183.82	-80.71	-56.62	-64.94	-35.25
Net Increase (Decrease) in Deposit Accounts	3,762	3,056	1,611	1,196	1,326
Other Financing Activities	-	-	-	-	169.27
Financing Cash Flow	3,643	4,200	1,715	1,135	721.92
Foreign Exchange Rate Adjustments	10.4	-	-	0.55	1.77
Net Cash Flow	1,142	990.56	590.05	-692.47	-629.87
Free Cash Flow	-2,119	-3,195	-1,357	-1,979	-1,447
Free Cash Flow Margin	-48.35%	-97.70%	-52.74%	-88.27%	-80.08%
Free Cash Flow Per Share	-20.28	-30.58	-12.99	-18.97	-13.80
Cash Income Tax Paid	248.28	92.57	37.45	53.83	17.76

Updated Feb 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.