Credit Acceptance Corporation (BVMF:CRDA34)
Brazil
· Delayed Price · Currency is BRL 249.15
+5.40 (2.22%)
At close: Oct 31, 2025
Credit Acceptance Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 2,125 | 1,993 | 1,755 | 1,686 | 1,743 | 1,562 | Upgrade
|
| Total Interest Expense | 460.4 | 419.5 | 266.5 | 166.6 | 164.2 | 192 | Upgrade
|
| Net Interest Income | 1,665 | 1,573 | 1,489 | 1,520 | 1,578 | 1,370 | Upgrade
|
| Other Revenue | 178.2 | 169.7 | 146.5 | 146.1 | 113.4 | 106.9 | Upgrade
|
| Revenue Before Loan Losses | 1,843 | 1,743 | 1,635 | 1,666 | 1,692 | 1,477 | Upgrade
|
| Provision for Loan Losses | 609.9 | 814.7 | 736.2 | 481.4 | 8.4 | 556.9 | Upgrade
|
| Revenue | 1,233 | 928.2 | 899.2 | 1,184 | 1,683 | 920.4 | Upgrade
|
| Revenue Growth (YoY) | 45.72% | 3.23% | -24.08% | -29.64% | 82.90% | -24.33% | Upgrade
|
| Salaries & Employee Benefits | 335.4 | 309.2 | 280.2 | 262 | 218.1 | 186.5 | Upgrade
|
| Cost of Services Provided | 296 | 265.8 | 249.6 | 210.7 | 204.4 | 177 | Upgrade
|
| Total Operating Expenses | 631.4 | 575 | 529.8 | 472.7 | 422.5 | 363.5 | Upgrade
|
| Operating Income | 601.5 | 353.2 | 369.4 | 711.7 | 1,261 | 556.9 | Upgrade
|
| EBT Excluding Unusual Items | 601.5 | 353.2 | 369.4 | 711.7 | 1,261 | 556.9 | Upgrade
|
| Other Unusual Items | -1.2 | - | -1.8 | - | - | -7.4 | Upgrade
|
| Pretax Income | 600.3 | 329.5 | 367.6 | 711.7 | 1,261 | 549.5 | Upgrade
|
| Income Tax Expense | 146.5 | 81.6 | 81.5 | 175.9 | 302.6 | 128.5 | Upgrade
|
| Net Income | 453.8 | 247.9 | 286.1 | 535.8 | 958.3 | 421 | Upgrade
|
| Net Income to Common | 453.8 | 247.9 | 286.1 | 535.8 | 958.3 | 421 | Upgrade
|
| Net Income Growth | 139.35% | -13.35% | -46.60% | -44.09% | 127.63% | -35.83% | Upgrade
|
| Shares Outstanding (Basic) | 12 | 12 | 13 | 14 | 16 | 18 | Upgrade
|
| Shares Outstanding (Diluted) | 12 | 12 | 13 | 14 | 16 | 18 | Upgrade
|
| Shares Change (YoY) | -4.79% | -4.16% | -4.51% | -15.38% | -10.23% | -5.49% | Upgrade
|
| EPS (Basic) | 38.49 | 20.12 | 22.09 | 39.50 | 59.57 | 23.57 | Upgrade
|
| EPS (Diluted) | 37.89 | 19.88 | 21.99 | 39.32 | 59.52 | 23.47 | Upgrade
|
| EPS Growth | 151.44% | -9.59% | -44.07% | -33.94% | 153.60% | -32.11% | Upgrade
|
| Free Cash Flow | 1,090 | 1,136 | 1,200 | 1,236 | 1,062 | 976.7 | Upgrade
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| Free Cash Flow Per Share | 90.97 | 91.11 | 92.22 | 90.69 | 65.95 | 54.45 | Upgrade
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| Operating Margin | 48.79% | 38.05% | 41.08% | 60.09% | 74.90% | 60.51% | Upgrade
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| Profit Margin | 36.81% | 26.71% | 31.82% | 45.24% | 56.93% | 45.74% | Upgrade
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| Free Cash Flow Margin | 88.38% | 122.40% | 133.43% | 104.32% | 63.08% | 106.12% | Upgrade
|
| Effective Tax Rate | 24.40% | 24.77% | 22.17% | 24.71% | 24.00% | 23.39% | Upgrade
|
| Revenue as Reported | 2,303 | 2,162 | 1,902 | 1,832 | 1,856 | 1,669 | Upgrade
|
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.