Itaú Unibanco Holding S.A. (BVMF:ITUB3)

Itaú Unibanco Holding Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	425,296	281,939	307,568	229,601	195,666	290,441
Market Cap Growth	34.86%	-8.33%	33.96%	17.34%	-32.63%	-13.66%
Last Close Price	38.02	22.71	22.59	16.38	13.73	15.78
PE Ratio	9.71	6.86	9.29	7.86	7.31	15.37
PS Ratio	3.14	2.08	2.47	2.01	1.75	3.91
PB Ratio	1.89	1.27	1.55	1.30	1.19	1.88
P/FCF Ratio	8.03	-	-	2.17	16.97	-
P/OCF Ratio	7.81	-	-	2.12	15.12	-
Debt / Equity Ratio	4.72	4.48	4.36	4.51	3.88	4.22
Debt / FCF Ratio	20.02	-	-	7.54	55.27	-
Return on Equity (ROE)	21.05%	20.04%	18.01%	17.71%	17.80%	9.91%
Return on Assets (ROA)	1.50%	1.56%	1.39%	1.38%	1.39%	0.82%
Earnings Yield	10.30%	14.57%	10.76%	12.72%	13.68%	6.51%
FCF Yield	12.46%	-34.81%	-2.03%	46.10%	5.89%	-84.07%
Dividend Yield	11.43%	10.53%	8.82%	4.74%	4.22%	2.66%
Payout Ratio	64.54%	51.88%	31.26%	22.96%	23.42%	61.13%
Buyback Yield / Dilution	1.29%	-0.03%	-0.08%	-0.28%	-0.30%	-0.17%
Total Shareholder Return	12.72%	10.50%	8.75%	4.46%	3.91%	2.49%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.