BH Leasing Société Anonyme (BVMT:BHL)
Tunisia
· Delayed Price · Currency is TND 3.970
+0.170 (4.47%)
At close: Dec 3, 2025
BVMT:BHL Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 40.92 | 41.26 | 37.03 | 35.38 | 34.03 | 30.85 | Upgrade
|
| Total Interest Expense | 23.4 | 23.21 | 22.17 | 19.66 | 20.67 | 25.25 | Upgrade
|
| Net Interest Income | 17.51 | 18.05 | 14.86 | 15.72 | 13.36 | 5.61 | Upgrade
|
| Other Revenue | 0.12 | 0.63 | -0.41 | 0.04 | 0.32 | 2.85 | Upgrade
|
| Revenue Before Loan Losses | 17.63 | 18.68 | 14.46 | 15.76 | 13.68 | 8.45 | Upgrade
|
| Provision for Loan Losses | 2.94 | 2.68 | 2.73 | 5.23 | 3.89 | 1.84 | Upgrade
|
| Revenue | 14.69 | 16 | 11.73 | 10.52 | 9.79 | 6.62 | Upgrade
|
| Revenue Growth (YoY) | 9.05% | 36.44% | 11.43% | 7.48% | 47.99% | - | Upgrade
|
| Salaries & Employee Benefits | 7.92 | 7.64 | 6.86 | 5.76 | 5.28 | 4.34 | Upgrade
|
| Cost of Services Provided | 1.12 | 1.22 | 1.07 | 1.03 | 1.24 | 0.86 | Upgrade
|
| Other Operating Expenses | 1.88 | 1.8 | 1.03 | 1.72 | 1.94 | 1.51 | Upgrade
|
| Total Operating Expenses | 11.41 | 11.14 | 9.43 | 8.78 | 8.77 | 7.01 | Upgrade
|
| Operating Income | 3.29 | 4.86 | 2.3 | 1.75 | 1.02 | -0.4 | Upgrade
|
| Currency Exchange Gain (Loss) | -0.01 | -0.01 | -0.01 | -0 | -0 | -0 | Upgrade
|
| EBT Excluding Unusual Items | 3.75 | 5.38 | 3.65 | 2 | 1.2 | -0.33 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.04 | - | -0.41 | 0.04 | 0.02 | -0.12 | Upgrade
|
| Other Unusual Items | 0 | - | - | - | - | -0.01 | Upgrade
|
| Pretax Income | 3.79 | 5.38 | 3.23 | 2.04 | 1.21 | -0.45 | Upgrade
|
| Income Tax Expense | 1.64 | 1.48 | 0.08 | 0.08 | 0.07 | 0.06 | Upgrade
|
| Earnings From Continuing Ops. | 2.15 | 3.9 | 3.15 | 1.96 | 1.14 | -0.51 | Upgrade
|
| Net Income | 2.15 | 3.9 | 3.15 | 1.96 | 1.14 | -0.51 | Upgrade
|
| Net Income to Common | 2.15 | 3.9 | 3.15 | 1.96 | 1.14 | -0.51 | Upgrade
|
| Net Income Growth | -46.43% | 23.79% | 60.57% | 72.01% | - | - | Upgrade
|
| Shares Outstanding (Basic) | 7 | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Shares Outstanding (Diluted) | 7 | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| EPS (Basic) | 0.31 | 0.56 | 0.45 | 0.28 | 0.16 | -0.07 | Upgrade
|
| EPS (Diluted) | 0.31 | 0.56 | 0.45 | 0.28 | 0.16 | -0.07 | Upgrade
|
| EPS Growth | -46.43% | 23.79% | 60.57% | 72.01% | - | - | Upgrade
|
| Free Cash Flow | -8.11 | -6.4 | 1.2 | 10.84 | 11.1 | 33.68 | Upgrade
|
| Free Cash Flow Per Share | -1.16 | -0.92 | 0.17 | 1.55 | 1.59 | 4.81 | Upgrade
|
| Operating Margin | 22.36% | 30.35% | 19.58% | 16.60% | 10.40% | -6.01% | Upgrade
|
| Profit Margin | 14.65% | 24.37% | 26.86% | 18.64% | 11.65% | -7.75% | Upgrade
|
| Free Cash Flow Margin | -55.18% | -40.01% | 10.21% | 102.98% | 113.39% | 509.02% | Upgrade
|
| Effective Tax Rate | 43.28% | 27.55% | 2.56% | 3.90% | 6.03% | - | Upgrade
|
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.