Banque Nationale Agricole Société anonyme (BVMT:BNA)
Tunisia
· Delayed Price · Currency is TND 9.15
-0.05 (-0.54%)
At close: May 13, 2025
BVMT:BNA Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 8.08 | 6.12 | 1,345 | 1,168 | 1,109 | Upgrade
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| Interest Income on Investments | 1,571 | 1,611 | - | - | - | Upgrade
|
| Total Interest Income | 1,579 | 1,617 | 1,345 | 1,168 | 1,109 | Upgrade
|
| Interest Paid on Deposits | 854.54 | 698.18 | 892.69 | 689.44 | 691.6 | Upgrade
|
| Interest Paid on Borrowings | 453.54 | 472.82 | - | - | - | Upgrade
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| Total Interest Expense | 1,308 | 1,171 | 892.69 | 689.44 | 691.6 | Upgrade
|
| Net Interest Income | 271.17 | 446.14 | 451.83 | 478.88 | 417.25 | Upgrade
|
| Net Interest Income Growth (YoY) | -39.22% | -1.26% | -5.65% | 14.77% | 5.37% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.17 | -0.29 | 0.02 | -0.6 | -0.28 | Upgrade
|
| Other Non-Interest Income | 704.66 | 534.06 | 562.38 | 433.91 | 274.28 | Upgrade
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| Total Non-Interest Income | 704.84 | 533.78 | 562.4 | 433.31 | 274 | Upgrade
|
| Non-Interest Income Growth (YoY) | 32.05% | -5.09% | 29.79% | 58.14% | 3.59% | Upgrade
|
| Revenues Before Loan Losses | 976.01 | 979.92 | 1,014 | 912.19 | 691.24 | Upgrade
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| Provision for Loan Losses | 216.62 | 293.67 | 279.66 | 236.52 | 210.03 | Upgrade
|
| Revenue | 759.39 | 686.25 | 734.57 | 675.67 | 481.21 | Upgrade
|
| Revenue Growth (YoY) | 10.66% | -6.58% | 8.72% | 40.41% | -10.82% | Upgrade
|
| Salaries and Employee Benefits | 273.47 | 267.02 | 295.63 | 299.49 | 220.58 | Upgrade
|
| Occupancy Expenses | 14.59 | 15.3 | 23.56 | 20.11 | 13.92 | Upgrade
|
| Selling, General & Administrative | 94.13 | 89.6 | 145.03 | 113 | 98.07 | Upgrade
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| Other Non-Interest Expense | 31.17 | 15.51 | 3.53 | -25.34 | -24.97 | Upgrade
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| Total Non-Interest Expense | 413.36 | 387.43 | 463.2 | 400.68 | 304.2 | Upgrade
|
| EBT Excluding Unusual Items | 346.03 | 298.82 | 271.37 | 275 | 177.01 | Upgrade
|
| Other Unusual Items | -12.01 | -11.74 | -3.57 | -23.67 | -14.14 | Upgrade
|
| Pretax Income | 334.02 | 287.08 | 267.8 | 251.33 | 162.88 | Upgrade
|
| Income Tax Expense | 120.44 | 97.07 | 85.51 | 71.43 | 45.43 | Upgrade
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| Earnings From Continuing Operations | 213.58 | 190.01 | 182.29 | 179.9 | 117.44 | Upgrade
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| Minority Interest in Earnings | - | - | -12.38 | -6.53 | -9.8 | Upgrade
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| Net Income | 213.58 | 190.01 | 169.91 | 173.37 | 107.64 | Upgrade
|
| Net Income to Common | 213.58 | 190.01 | 169.91 | 173.37 | 107.64 | Upgrade
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| Net Income Growth | 12.40% | 11.83% | -1.99% | 61.06% | -17.85% | Upgrade
|
| Basic Shares Outstanding | 63 | 63 | 63 | 64 | 64 | Upgrade
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| Diluted Shares Outstanding | 63 | 63 | 63 | 64 | 64 | Upgrade
|
| Shares Change (YoY) | -0.01% | - | -0.62% | -0.02% | 0.03% | Upgrade
|
| EPS (Basic) | 3.37 | 2.99 | 2.68 | 2.71 | 1.68 | Upgrade
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| EPS (Diluted) | 3.37 | 2.99 | 2.68 | 2.71 | 1.68 | Upgrade
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| EPS Growth | 12.41% | 11.83% | -1.38% | 61.10% | -17.88% | Upgrade
|
| Dividend Per Share | 1.000 | 0.900 | - | 0.800 | 0.500 | Upgrade
|
| Dividend Growth | 11.11% | - | - | 60.00% | - | Upgrade
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| Effective Tax Rate | 36.06% | 33.81% | 31.93% | 28.42% | 27.89% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.