Banque Nationale Agricole Société anonyme (BVMT:BNA)

BVMT:BNA Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	225.89	164.67	153.03	298.19	118.33
Investment Securities	7,812	5,752	4,258	3,009	1,676
Trading Asset Securities	222.07	144.06	525.03	392.68	256.02
Total Investments	8,034	5,896	4,783	3,402	1,932
Gross Loans	15,868	15,902	16,103	14,924	13,711
Allowance for Loan Losses	-1,882	-1,710	-2,049	-2,001	-1,780
Other Adjustments to Gross Loans	-981.25	-845.75	-741.78	-630.8	-535.08
Net Loans	13,004	13,346	13,312	12,293	11,396
Property, Plant & Equipment	140.14	136.72	214.16	220.09	146.38
Goodwill	-	-	57.06	63.02	-
Other Intangible Assets	3.39	4.94	2.44	1.64	4.75
Accrued Interest Receivable	742.06	652.26	583.96	582.15	529.56
Other Receivables	176.64	217.27	326.34	2,627	294.08
Other Current Assets	9.78	8.7	2,625	164.39	168.74
Long-Term Deferred Tax Assets	-	-	56.85	55.66	45.07
Other Long-Term Assets	122.74	41.92	106.83	-0.64	37.66
Total Assets	22,459	20,469	22,221	19,707	14,673
Accounts Payable	-	-	15.56	11.94	12
Accrued Expenses	143.13	113.62	2,584	2,314	110.28
Interest Bearing Deposits	9,255	8,683	10,698	9,590	8,576
Non-Interest Bearing Deposits	3,342	3,166	29.85	28.31	11.87
Total Deposits	12,596	11,849	10,728	9,618	8,588
Short-Term Borrowings	6,065	5,079	4,932	3,775	2,760
Current Portion of Long-Term Debt	104.59	-	-	350.14	-
Current Income Taxes Payable	120.44	97.07	79.62	75.66	49.99
Accrued Interest Payable	91.15	53.51	79.01	62.28	64.85
Other Current Liabilities	90.57	58.83	8.04	6.78	4.86
Long-Term Debt	568.53	723.68	678.82	269.63	648.12
Long-Term Unearned Revenue	11.07	8.92	9.73	9.19	8.71
Pension & Post-Retirement Benefits	8.78	8.94	10.34	9.53	9.34
Other Long-Term Liabilities	497.63	471.51	947.12	1,088	429.2
Total Liabilities	20,298	18,464	20,072	17,590	12,684
Common Stock	320	320	320	320	320
Retained Earnings	828.9	752.94	1,550	1,442	1,332
Treasury Stock	-4.34	-4.34	-4.9	-1.33	-1.36
Comprehensive Income & Other	1,017	935.68	-	-	-
Total Common Equity	2,162	2,004	1,865	1,761	1,651
Minority Interest	-	-	284.35	355.62	338.46
Shareholders' Equity	2,162	2,004	2,150	2,117	1,989
Total Liabilities & Equity	22,459	20,469	22,221	19,707	14,673
Total Debt	6,738	5,803	5,611	4,394	3,408
Net Cash (Debt)	-6,291	-5,494	-4,932	-3,704	-3,033
Net Cash Per Share	-99.11	-86.55	-77.71	-57.99	-47.48
Filing Date Shares Outstanding	63.47	63.47	63.48	63.87	63.89
Total Common Shares Outstanding	63.47	63.47	63.48	63.87	63.89
Book Value Per Share	34.06	31.58	29.39	27.57	25.84
Tangible Book Value	2,158	1,999	1,806	1,696	1,646
Tangible Book Value Per Share	34.00	31.50	28.45	26.56	25.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.