Société Tunisienne de Banque Société anonyme (BVMT:STB)

BVMT:STB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	174.32	360.46	322.24	83.66	120.29
Investment Securities	3,868	2,653	2,345	1,846	1,603
Total Investments	3,868	2,653	2,345	1,846	1,603
Gross Loans	13,515	13,661	13,998	13,059	12,169
Allowance for Loan Losses	-2,459	-2,277	-2,211	-2,155	-2,123
Other Adjustments to Gross Loans	-755.1	-536.13	-565.44	-669.64	-742.55
Net Loans	10,301	10,848	11,221	10,234	9,303
Property, Plant & Equipment	160.54	164.1	146.76	137.4	141.17
Other Intangible Assets	8.13	4.85	6.4	6.32	5.13
Accrued Interest Receivable	253.34	290.23	262.27	270.19	238.79
Other Receivables	158.35	155.53	167.71	180.44	215.21
Restricted Cash	78.08	98.2	98.17	453.92	218.26
Other Current Assets	64.68	54.74	54.99	111.2	107.33
Long-Term Deferred Tax Assets	48.89	42.7	-	0.58	0.7
Other Long-Term Assets	157.75	245.06	278.59	259.1	394.84
Total Assets	15,273	14,917	14,903	13,584	12,348
Accounts Payable	9.11	5.01	4.7	3.72	4.97
Accrued Expenses	114.33	107.42	155.68	142.41	193.34
Interest Bearing Deposits	8,241	7,396	7,166	6,409	6,083
Non-Interest Bearing Deposits	2,997	2,704	2,693	2,659	2,374
Total Deposits	11,239	10,100	9,859	9,068	8,457
Current Portion of Long-Term Debt	462.64	620.58	476.23	526.98	48.73
Current Income Taxes Payable	0.5	-0.02	5.64	85.04	83.86
Accrued Interest Payable	7.59	-5.67	-8.52	1.64	9.3
Other Current Liabilities	104.84	153.55	61.67	36.38	37.42
Long-Term Debt	986.28	1,595	2,065	1,893	1,862
Long-Term Unearned Revenue	22.37	16.42	16.51	16.47	16.52
Pension & Post-Retirement Benefits	84.77	82.83	69.93	71.28	51.16
Long-Term Deferred Tax Liabilities	-	-	-	34.96	32.4
Other Long-Term Liabilities	449.43	557.42	448.45	424.75	402.97
Total Liabilities	13,481	13,232	13,154	12,305	11,200
Common Stock	776.88	776.88	776.88	776.88	776.88
Additional Paid-In Capital	59.82	59.82	-	-	-
Retained Earnings	103.3	59.69	99.73	125.74	68.41
Treasury Stock	-5.54	-5.54	-5.51	-5.51	-5.51
Comprehensive Income & Other	485.09	432.24	512.45	370.23	300.79
Total Common Equity	1,420	1,323	1,384	1,267	1,141
Minority Interest	373.13	361.97	365.88	11.55	8.12
Shareholders' Equity	1,793	1,685	1,749	1,279	1,149
Total Liabilities & Equity	15,273	14,917	14,903	13,584	12,348
Total Debt	1,449	2,215	2,541	2,420	1,911
Net Cash (Debt)	-1,275	-1,855	-2,219	-2,336	-1,790
Net Cash Per Share	-8.26	-12.02	-14.37	-15.13	-11.60
Filing Date Shares Outstanding	154.32	154.32	154.38	154.38	154.38
Total Common Shares Outstanding	154.32	154.32	154.38	154.38	154.38
Book Value Per Share	9.20	8.57	8.96	8.21	7.39
Tangible Book Value	1,411	1,318	1,377	1,261	1,135
Tangible Book Value Per Share	9.15	8.54	8.92	8.17	7.35

Updated Feb 29, 2008. Source: S&P Global Market Intelligence. Banks template. Financial Sources.