Metro Bank Holdings PLC (CHIX:MTROL)

Metro Bank Holdings Income Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	935.4	855.7	563.7	405.7	426.3
Interest Paid on Deposits	557.5	443.8	159.6	110.4	176.6
Net Interest Income	377.9	411.9	404.1	295.3	249.7
Net Interest Income Growth (YoY)	-8.25%	1.93%	36.84%	18.26%	-18.95%
Gain (Loss) on Sale of Assets	-101.4	2.7	-	6.1	68
Other Non-Interest Income	128.8	134.3	119.4	113.8	109.6
Total Non-Interest Income	27.4	137	119.4	119.9	177.6
Non-Interest Income Growth (YoY)	-80.00%	14.74%	-0.42%	-32.49%	65.21%
Revenues Before Loan Losses	405.3	548.9	523.5	415.2	427.3
Provision for Loan Losses	7.1	33.2	39.9	22.4	126.7
Revenue	398.2	515.7	483.6	392.8	300.6
Revenue Growth (YoY)	-22.79%	6.64%	23.12%	30.67%	-25.58%
Occupancy Expenses	77.3	77.7	77	80.2	74.4
Selling, General & Administrative	40.3	39.4	35.8	37.6	40.8
Other Non-Interest Expense	415.6	440.1	426.1	481.5	432.1
Total Non-Interest Expense	535.2	560.4	541.3	601.7	549.3
EBT Excluding Unusual Items	-137	-44.7	-57.7	-208.9	-248.7
Asset Writedown	-44	-4.6	-9.7	-24.9	-40.6
Other Unusual Items	-	100	-	-	-
Pretax Income	-212.1	30.5	-70.7	-245.1	-311.4
Income Tax Expense	-254.6	1	2	3.1	-9.7
Net Income	42.5	29.5	-72.7	-248.2	-301.7
Net Income to Common	42.5	29.5	-72.7	-248.2	-301.7
Net Income Growth	44.07%	-	-	-	-
Basic Shares Outstanding	673	214	172	172	172
Diluted Shares Outstanding	675	221	172	172	172
Shares Change (YoY)	205.88%	28.00%	0.03%	0.00%	16.96%
EPS (Basic)	0.06	0.14	-0.42	-1.44	-1.75
EPS (Diluted)	0.06	0.13	-0.42	-1.44	-1.75
EPS Growth	-52.99%	-	-	-	-
Effective Tax Rate	-	3.28%	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.