Central Finance Company PLC (COSE:CFIN.N0000)

Central Finance Company Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	17,656	19,500	17,912	14,219	16,604	20,117
Total Interest Expense	5,202	6,372	4,829	3,783	6,150	6,769
Net Interest Income	12,453	13,128	13,083	10,437	10,454	13,348
Other Revenue	3,686	3,147	3,118	3,713	3,538	2,702
Revenue Before Loan Losses	16,139	16,275	16,202	14,149	13,992	16,050
Provision for Loan Losses	-1,225	53.04	843.43	286.97	3,270	4,786
Revenue	17,364	16,222	15,358	13,862	10,722	11,264
Revenue Growth (YoY)	6.57%	5.62%	10.79%	29.29%	-4.81%	-25.72%
Salaries & Employee Benefits	3,597	3,305	2,851	2,705	2,267	2,572
Cost of Services Provided	3,296	3,108	3,007	2,852	2,308	2,683
Other Operating Expenses	1,075	1,345	1,240	323.61	576.55	1,154
Total Operating Expenses	7,967	7,758	7,098	5,881	5,152	6,408
Operating Income	9,397	8,463	8,260	7,982	5,570	4,856
Earnings From Equity Investments	3,608	2,664	1,887	1,388	1,069	859.92
EBT Excluding Unusual Items	13,005	11,128	10,147	9,370	6,639	5,716
Gain (Loss) on Sale of Investments	-	-	-	-1.23	-	-
Pretax Income	13,303	11,426	10,312	9,649	6,804	5,837
Income Tax Expense	3,476	3,239	2,753	2,373	1,024	1,728
Earnings From Continuing Ops.	9,827	8,187	7,559	7,276	5,780	4,109
Minority Interest in Earnings	-293.69	-344.67	-332.12	-273.35	-235.84	-119.16
Net Income	9,534	7,842	7,227	7,003	5,544	3,990
Net Income to Common	9,534	7,842	7,227	7,003	5,544	3,990
Net Income Growth	20.86%	8.52%	3.20%	26.31%	38.95%	-20.85%
Shares Outstanding (Basic)	227	227	227	227	227	227
Shares Outstanding (Diluted)	227	227	227	227	227	227
Shares Change (YoY)	-0.00%	-	-	-	-0.00%	-0.00%
EPS (Basic)	41.93	34.49	31.79	30.80	24.39	17.55
EPS (Diluted)	41.93	34.49	31.79	30.80	24.39	17.55
EPS Growth	20.86%	8.52%	3.20%	26.31%	38.95%	-20.85%
Free Cash Flow	3,144	1,472	1,119	3,298	7,908	3,548
Free Cash Flow Per Share	13.83	6.48	4.92	14.51	34.78	15.61
Dividend Per Share	4.750	4.500	4.250	3.500	2.266	1.165
Dividend Growth	11.77%	5.88%	21.43%	54.44%	94.58%	-55.15%
Operating Margin	54.12%	52.17%	53.78%	57.58%	51.95%	43.11%
Profit Margin	54.90%	48.34%	47.05%	50.52%	51.71%	35.42%
Free Cash Flow Margin	18.11%	9.08%	7.29%	23.79%	73.76%	31.50%
Effective Tax Rate	26.13%	28.35%	26.70%	24.60%	15.05%	29.60%
Revenue as Reported	-	-	-	24,580	23,994	25,759

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.