LOLC General Insurance Statistics

Total Valuation

COSE:LGIL.N0000 has a market cap or net worth of LKR 9.84 billion. The enterprise value is 8.06 billion.

Market Cap	9.84B
Enterprise Value	8.06B

Important Dates

The last earnings date was Friday, May 9, 2025.

Earnings Date	May 9, 2025
Ex-Dividend Date	n/a

Share Statistics

COSE:LGIL.N0000 has 1.20 billion shares outstanding.

Current Share Class	1.20B
Shares Outstanding	1.20B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.74%
Owned by Institutions (%)	0.24%
Float	70.25M

Valuation Ratios

The trailing PE ratio is 23.15.

PE Ratio	23.15
Forward PE	n/a
PS Ratio	0.89
PB Ratio	1.41
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.40, with an EV/FCF ratio of -7.70.

EV / Earnings	18.95
EV / Sales	0.73
EV / EBITDA	11.40
EV / EBIT	12.00
EV / FCF	-7.70

Financial Position

The company has a current ratio of 2.75, with a Debt / Equity ratio of 0.10.

Current Ratio	2.75
Quick Ratio	1.55
Debt / Equity	0.10
Debt / EBITDA	1.08
Debt / FCF	-0.67
Interest Coverage	9.56

Financial Efficiency

Return on equity (ROE) is 6.49% and return on invested capital (ROIC) is 5.34%.

Return on Equity (ROE)	6.49%
Return on Assets (ROA)	1.82%
Return on Invested Capital (ROIC)	5.34%
Return on Capital Employed (ROCE)	3.19%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.52
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +20.59% in the last 52 weeks. The beta is 1.27, so COSE:LGIL.N0000's price volatility has been higher than the market average.

Beta (5Y)	1.27
52-Week Price Change	+20.59%
50-Day Moving Average	7.65
200-Day Moving Average	6.81
Relative Strength Index (RSI)	58.88
Average Volume (20 Days)	246,910

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:LGIL.N0000 had revenue of LKR 11.02 billion and earned 425.09 million in profits. Earnings per share was 0.35.

Revenue	11.02B
Gross Profit	4.57B
Operating Income	611.91M
Pretax Income	607.27M
Net Income	425.09M
EBITDA	647.19M
EBIT	611.91M
Earnings Per Share (EPS)	0.35

Full Income Statement

Balance Sheet

The company has 2.48 billion in cash and 699.49 million in debt, giving a net cash position of 1.78 billion or 1.49 per share.

Cash & Cash Equivalents	2.48B
Total Debt	699.49M
Net Cash	1.78B
Net Cash Per Share	1.49
Equity (Book Value)	6.98B
Book Value Per Share	5.82
Working Capital	5.57B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -892.13 million and capital expenditures -153.89 million, giving a free cash flow of -1.05 billion.

Operating Cash Flow	-892.13M
Capital Expenditures	-153.89M
Free Cash Flow	-1.05B
FCF Per Share	-0.87

Full Cash Flow Statement

Margins

Gross margin is 41.51%, with operating and profit margins of 5.55% and 3.86%.

Gross Margin	41.51%
Operating Margin	5.55%
Pretax Margin	5.51%
Profit Margin	3.86%
EBITDA Margin	5.87%
EBIT Margin	5.55%
FCF Margin	n/a

Dividends & Yields

COSE:LGIL.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	4.32%
FCF Yield	-10.63%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a