People's Insurance PLC (COSE:PINS.N0000)

People's Insurance Ratios and Metrics

Market cap in millions LKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 8, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,641	6,516	4,520	4,040	6,860	5,640
Market Cap Growth	44.16%	44.16%	11.88%	-41.11%	21.63%	29.95%
Enterprise Value	5,848	6,458	4,588	3,991	6,803	5,623
PE Ratio	13.14	15.17	8.67	6.35	7.00	4.72
PS Ratio	0.94	1.08	0.79	0.63	1.16	0.92
PB Ratio	1.00	1.16	0.86	0.87	1.37	1.22
P/FCF Ratio	10.64	12.30	4.47	15.48	6.43	3.59
P/OCF Ratio	9.04	10.44	4.36	15.11	6.25	3.53
EV/Sales Ratio	0.97	1.07	0.80	0.62	1.15	0.91
EV/EBITDA Ratio	6.69	8.18	5.22	3.73	5.60	3.28
EV/EBIT Ratio	7.66	8.46	5.35	3.84	5.76	3.33
EV/FCF Ratio	11.04	12.19	4.54	15.29	6.38	3.58
Debt / Equity Ratio	0.06	0.06	0.13	0.12	0.03	0.04
Debt / EBITDA Ratio	0.41	0.41	0.71	0.47	0.10	0.11
Debt / FCF Ratio	0.68	0.68	0.67	2.08	0.12	0.13
Quick Ratio	0.29	0.29	0.28	0.20	0.35	0.37
Current Ratio	0.40	0.40	0.40	0.31	0.45	0.43
Asset Turnover	0.49	0.49	0.49	0.57	0.55	0.61
Return on Equity (ROE)	7.89%	7.89%	10.54%	13.18%	20.38%	28.94%
Return on Assets (ROA)	3.84%	3.84%	4.59%	5.83%	6.82%	10.45%
Return on Capital (ROIC)	8.00%	8.00%	9.64%	12.59%	14.85%	23.99%
Earnings Yield	7.61%	6.59%	11.54%	15.74%	14.28%	21.19%
Earnings Yield	7.61%	6.59%	11.54%	15.74%	14.28%	21.19%
FCF Yield	9.39%	8.13%	22.35%	6.46%	15.55%	27.85%
Dividend Yield	-	-	-	12.38%	4.85%	12.80%
Payout Ratio	-	-	-	78.62%	61.25%	18.40%
Total Shareholder Return	-	-	-	12.38%	4.85%	12.80%

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.